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Physics Degree in Springfield, MO — Salary & ROI 2026

Physics degree analysis for Springfield, MO. COL-adjusted salary data, local tuition costs, ROI calculator, and job market outlook.

Starting Salary

$50K

COL-adjusted

Mid-Career

$84K

COL-adjusted

ROI Payback

4 yrs

in Springfield

Cost of Living

80

index (100 = avg)

Physics in Springfield, MO Overview

While Springfield has a smaller college scene with 5 institutions, Physics students benefit from lower tuition costs. Room and board averages $13,383/year, and the car-friendly layout shapes the student experience. Physics enrollment is stable nationwide, with steady demand for graduates skilled in Quantum Mechanics and Thermodynamics. The adjusted starting salary in Springfield is approximately $49,600, growing to $84,000 by mid-career.

Category

STEM

Local Colleges

5

Public Tuition

$8,210/yr

Private Tuition

$33,330/yr

Room & Board

$13,383/yr

Avg Fin. Aid

$13,942/yr

Unemployment

3.2%

Graduation Rate

52%

Physics Salary in Springfield (COL-Adjusted)

Salaries adjusted for Springfield's cost of living index of 80 (national average = 100).

Entry Level (0-2 yrs)
$49,600($-12,400 vs national)
Mid Career (5-9 yrs)
$84,000($-21,000 vs national)
Senior Level (15+ yrs)
$104,000($-26,000 vs national)

Note: National average Physics salary: $62,000 starting, $105,000 mid-career, $130,000 senior level.Springfield adjustment factor: 0.80x based on the local cost of living index.

Physics ROI Calculator for Springfield

Estimate your return on investment for a Physics degree using local Springfield tuition and cost of living data.

Public avg: $8,210 | Private avg: $33,330

Springfield avg aid: $13,942/yr

Federal avg: 6.5% | Private: 4-14%

Total Education Cost

$86,372

tuition + room & board - aid

Annual Earnings Premium

$21,600

vs HS diploma in Springfield

ROI Payback Period

4 years

to break even

Lifetime Return in Springfield

$513,628

Lifetime earnings premium ($600,000) minus total education cost ($86,372)

Student Loan Payoff for Physics in Springfield

Standard Plan (10 years)

Loan Amount$86,372
Monthly Payment$981
Total Interest$31,316
% of Monthly Income24%

Aggressive Plan (5 years)

Loan Amount$86,372
Monthly Payment$1,690
Total Interest$15,026
Interest Savings$16,290

Colleges in Springfield for Physics

Missouri State University

public

$8,210/yr

$32,840 total

Drury University

private

$33,330/yr

$133,320 total

Community Colleges (2-Year Transfer)

Ozarks Technical Community College

$3,900/yr

Top Employers for Physics in Springfield

Springfield offers opportunities in Tech companies, Research labs, Government agencies for Physics graduates. National top employers in this field include:

National LabsSpaceXLockheed MartinIntelCERN

Key Springfield Hiring Sectors for STEM

Tech companies

Research labs

Government agencies

Startups

Consulting firms

Common Physics Job Titles

PhysicistResearch ScientistLab Engineer

Physics Degree in Springfield — FAQ

Data Sources: Salary data from BLS Occupational Outlook Handbook. Cost of living from BLS Regional Data. College data from NCES/IPEDS. Updated March 2026.

Explore More

Compare Physics ROI in other cities, or explore other majors in Springfield.

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