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Physics Degree in Quincy, MA — Salary & ROI 2026

Physics degree analysis for Quincy, MA. COL-adjusted salary data, local tuition costs, ROI calculator, and job market outlook.

Starting Salary

$80K

COL-adjusted

Mid-Career

$135K

COL-adjusted

ROI Payback

3.6 yrs

in Quincy

Cost of Living

128.5

index (100 = avg)

Physics in Quincy, MA Overview

While Quincy has a smaller college scene with 4 institutions, Physics students benefit from the close-knit academic community. Room and board averages $15,174/year, and the car-friendly layout shapes the student experience. Physics enrollment is stable nationwide, with steady demand for graduates skilled in Quantum Mechanics and Thermodynamics. The adjusted starting salary in Quincy is approximately $79,670, growing to $134,925 by mid-career.

Category

STEM

Local Colleges

4

Public Tuition

$16,100/yr

Private Tuition

$48,000/yr

Room & Board

$15,174/yr

Avg Fin. Aid

$14,886/yr

Unemployment

4.1%

Graduation Rate

56%

Physics Salary in Quincy (COL-Adjusted)

Salaries adjusted for Quincy's cost of living index of 128.5 (national average = 100).

Entry Level (0-2 yrs)
$79,670(+$17,670 vs national)
Mid Career (5-9 yrs)
$134,925(+$29,925 vs national)
Senior Level (15+ yrs)
$167,050(+$37,050 vs national)

Note: National average Physics salary: $62,000 starting, $105,000 mid-career, $130,000 senior level.Quincy adjustment factor: 1.28x based on the local cost of living index.

Physics ROI Calculator for Quincy

Estimate your return on investment for a Physics degree using local Quincy tuition and cost of living data.

Public avg: $16,100 | Private avg: $48,000

Quincy avg aid: $14,886/yr

Federal avg: 6.5% | Private: 4-14%

Total Education Cost

$125,096

tuition + room & board - aid

Annual Earnings Premium

$34,695

vs HS diploma in Quincy

ROI Payback Period

3.6 years

to break even

Lifetime Return in Quincy

$838,654

Lifetime earnings premium ($963,750) minus total education cost ($125,096)

Student Loan Payoff for Physics in Quincy

Standard Plan (10 years)

Loan Amount$125,096
Monthly Payment$1,420
Total Interest$45,357
% of Monthly Income21%

Aggressive Plan (5 years)

Loan Amount$125,096
Monthly Payment$2,448
Total Interest$21,763
Interest Savings$23,594

Colleges in Quincy for Physics

Quincy State University

public

$17,045/yr

$68,180 total

University of Quincy

public

$15,339/yr

$61,356 total

Community Colleges (2-Year Transfer)

Quincy Community College

$5,581/yr

Top Employers for Physics in Quincy

Quincy offers opportunities in Tech companies, Research labs, Government agencies for Physics graduates. National top employers in this field include:

National LabsSpaceXLockheed MartinIntelCERN

Key Quincy Hiring Sectors for STEM

Tech companies

Research labs

Government agencies

Startups

Consulting firms

Common Physics Job Titles

PhysicistResearch ScientistLab Engineer

Physics Degree in Quincy — FAQ

Data Sources: Salary data from BLS Occupational Outlook Handbook. Cost of living from BLS Regional Data. College data from NCES/IPEDS. Updated March 2026.

Explore More

Compare Physics ROI in other cities, or explore other majors in Quincy.

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