DegreeCalc

Physics Degree in Plano, TX — Salary & ROI 2026

Physics degree analysis for Plano, TX. COL-adjusted salary data, local tuition costs, ROI calculator, and job market outlook.

Starting Salary

$53K

COL-adjusted

Mid-Career

$89K

COL-adjusted

ROI Payback

2.5 yrs

in Plano

Cost of Living

85

index (100 = avg)

Physics in Plano, TX Overview

Plano, Texas (pop. 285,494) has 9 colleges offering Physics programs. The local cost of living index of 85 keeps student expenses low, with average rent near campus at $849/month. Physics enrollment is stable nationwide, with steady demand for graduates skilled in Quantum Mechanics and Thermodynamics. The adjusted starting salary in Plano is approximately $52,700, growing to $89,250 by mid-career.

Category

STEM

Local Colleges

9

Public Tuition

$2,220/yr

Private Tuition

$39,702/yr

Room & Board

$12,277/yr

Avg Fin. Aid

$15,063/yr

Unemployment

4.7%

Graduation Rate

57%

Physics Salary in Plano (COL-Adjusted)

Salaries adjusted for Plano's cost of living index of 85 (national average = 100).

Entry Level (0-2 yrs)
$52,700($-9,300 vs national)
Mid Career (5-9 yrs)
$89,250($-15,750 vs national)
Senior Level (15+ yrs)
$110,500($-19,500 vs national)

Note: National average Physics salary: $62,000 starting, $105,000 mid-career, $130,000 senior level.Plano adjustment factor: 0.85x based on the local cost of living index.

Physics ROI Calculator for Plano

Estimate your return on investment for a Physics degree using local Plano tuition and cost of living data.

Public avg: $2,220 | Private avg: $39,702

Plano avg aid: $15,063/yr

Federal avg: 6.5% | Private: 4-14%

Total Education Cost

$57,988

tuition + room & board - aid

Annual Earnings Premium

$22,950

vs HS diploma in Plano

ROI Payback Period

2.5 years

to break even

Lifetime Return in Plano

$579,512

Lifetime earnings premium ($637,500) minus total education cost ($57,988)

Student Loan Payoff for Physics in Plano

Standard Plan (10 years)

Loan Amount$57,988
Monthly Payment$658
Total Interest$21,025
% of Monthly Income15%

Aggressive Plan (5 years)

Loan Amount$57,988
Monthly Payment$1,135
Total Interest$10,088
Interest Savings$10,937

Colleges in Plano for Physics

Collin College University Center

public

$2,220/yr

$8,880 total

Community Colleges (2-Year Transfer)

Collin College

$2,220/yr

Top Employers for Physics in Plano

Plano offers opportunities in Tech companies, Research labs, Government agencies for Physics graduates. National top employers in this field include:

National LabsSpaceXLockheed MartinIntelCERN

Key Plano Hiring Sectors for STEM

Tech companies

Research labs

Government agencies

Startups

Consulting firms

Common Physics Job Titles

PhysicistResearch ScientistLab Engineer

Physics Degree in Plano — FAQ

Data Sources: Salary data from BLS Occupational Outlook Handbook. Cost of living from BLS Regional Data. College data from NCES/IPEDS. Updated March 2026.

Explore More

Compare Physics ROI in other cities, or explore other majors in Plano.

Frequently Asked Questions

Related Calculators