Physics Degree in Houston, TX — Salary & ROI 2026
Physics degree analysis for Houston, TX. COL-adjusted salary data, local tuition costs, ROI calculator, and job market outlook.
Starting Salary
$71K
COL-adjusted
Mid-Career
$121K
COL-adjusted
ROI Payback
3.1 yrs
in Houston
Cost of Living
115
index (100 = avg)
Physics in Houston, TX Overview
Houston is one of Texas's top college towns, with 90 institutions and a student population of 71,513. Public tuition averages $10,200/year here — well below the national average, making it a cost-effective choice. Physics enrollment is stable nationwide, with steady demand for graduates skilled in Quantum Mechanics and Thermodynamics. The adjusted starting salary in Houston is approximately $71,300, growing to $120,750 by mid-career.
Category
STEM
Local Colleges
90
Public Tuition
$10,200/yr
Private Tuition
$56,280/yr
Room & Board
$13,520/yr
Avg Fin. Aid
$13,081/yr
Unemployment
5.2%
Graduation Rate
72%
Physics Salary in Houston (COL-Adjusted)
Salaries adjusted for Houston's cost of living index of 115 (national average = 100).
Note: National average Physics salary: $62,000 starting, $105,000 mid-career, $130,000 senior level.Houston adjustment factor: 1.15x based on the local cost of living index.
Physics ROI Calculator for Houston
Estimate your return on investment for a Physics degree using local Houston tuition and cost of living data.
Public avg: $10,200 | Private avg: $56,280
Houston avg aid: $13,081/yr
Federal avg: 6.5% | Private: 4-14%
Total Education Cost
$94,880
tuition + room & board - aid
Annual Earnings Premium
$31,050
vs HS diploma in Houston
ROI Payback Period
3.1 years
to break even
Lifetime Return in Houston
$767,620
Lifetime earnings premium ($862,500) minus total education cost ($94,880)
Student Loan Payoff for Physics in Houston
Standard Plan (10 years)
Aggressive Plan (5 years)
Colleges in Houston for Physics
University of Houston
public
$11,164/yr
$44,656 total
Rice University
private
$56,280/yr
$225,120 total
Texas Southern University
public
$9,236/yr
$36,944 total
Community Colleges (2-Year Transfer)
Houston Community College
$2,688/yr
Top Employers for Physics in Houston
Houston offers opportunities in Tech companies, Research labs, Government agencies for Physics graduates. National top employers in this field include:
Key Houston Hiring Sectors for STEM
Tech companies
Research labs
Government agencies
Startups
Consulting firms
Common Physics Job Titles
Physics in Nearby Texas Cities
San Antonio, TX
$74K starting · COL 120
58 colleges
Dallas, TX
$64K starting · COL 104
82 colleges
Austin, TX
$66K starting · COL 107
30 colleges
Fort Worth, TX
$63K starting · COL 101
19 colleges
El Paso, TX
$58K starting · COL 93
38 colleges
Arlington, TX
$58K starting · COL 93.5
14 colleges
Corpus Christi, TX
$51K starting · COL 82
22 colleges
Plano, TX
$53K starting · COL 85
9 colleges
Other STEM Majors in Houston
Prompt Engineering
$58K starting · 1.5 yr ROI
Computational Linguistics
$109K starting · 2 yr ROI
Computer Science
$98K starting · 2.8 yr ROI
Software Engineering
$101K starting · 2.7 yr ROI
Data Science
$94K starting · 3 yr ROI
Astrophysics
$98K starting · 3 yr ROI
Actuarial Science
$58K starting · 3 yr ROI
Cybersecurity
$92K starting · 3 yr ROI
Methodology & Education Data Sources
How we calculate Physics degree outcomes in Houston, TX: Our salary projections, ROI estimates, and tuition data combine multiple federal datasets to provide a localized view of education economics. We use a 10-year career-trajectory model standard in higher education research.
- Tuition data sourced from IPEDS (Integrated Postsecondary Education Data System), the federal education statistics database operated by NCES. Average tuition for Physics programs reflects 4-year public/private weighted averages for Texas.
- Career salary projections based on BLS Occupational Employment and Wage Statistics, with cost-of-living adjustments for Houston using regional CPI data.
- 10-year ROI calculates: (Total Career Earnings With Degree) − (Total Career Earnings Without Degree) − (Total Education Cost Including Interest on Loans).
- Job market outlook for Physics graduates uses BLS Occupational Outlook Handbook 10-year projections (2024-2034 base period).
- Default rates and loan data sourced from College Scorecard (US Department of Education), which tracks repayment outcomes by institution.
Authoritative US education data sources:
- IPEDS — Integrated Postsecondary Education Data — official federal college data
- College Scorecard (US Dept of Education) — earnings, debt, completion rates
- BLS Occupational Outlook Handbook — Physics career projections
- Federal Student Aid (FAFSA) — official US student loan and grant info
- NCES Digest of Education Statistics — comprehensive education data
- BLS Occupational Employment and Wages — entry-level salary data for Physics grads
Education Disclaimer: Salary and ROI estimates are projections based on national and state-level averages. Individual outcomes depend on institution prestige, GPA, internships, location, network, and economic conditions. Always verify current tuition with the institution directly, and consult a financial aid counselor before taking on student loans. Use the Federal Loan Simulator to model repayment scenarios.
Reviewed by Brazora Monk · Last updated 2026 · IPEDS & BLS data current as of latest annual release
Financial Aid Resources for Houston Students
Beyond federal aid (FAFSA), Texas students have access to state-specific grants, scholarships, and tuition assistance programs. The 2026-27 FAFSA also added a new Low Earnings Indicator (Dec 2025) flagging programs where graduates earn less than non-college peers — check your target school's status:
Pell Grant up to $7,395/yr (2026-27). Subsidized loans at 6.53% (academic year 25-26):
State-specific grants stack with federal aid:
- • USA.gov — Texas programs
- • NASFAA — State Aid Programs
- • Search "texas higher education commission grants"
Verify earnings + debt before enrolling:
- • College Scorecard — earnings, debt, completion
- • NCES College Navigator
- • IPEDS Net Price Calculator Center
Free, official, scam-free scholarship databases:
2026-27 FAFSA tip: The new Low Earnings Indicator flags programs where graduates earn less than non-graduates. Check this before enrolling. Speak with a NASFAA-credentialed financial aid counselor at your target school.
Physics Degree in Houston — FAQ
Data Sources: Salary data from BLS Occupational Outlook Handbook. Cost of living from BLS Regional Data. College data from NCES/IPEDS. Updated March 2026.
Explore More
Compare Physics ROI in other cities, or explore other majors in Houston.