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Physics Degree in New York, NY — Salary & ROI 2026

Physics degree analysis for New York, NY. COL-adjusted salary data, local tuition costs, ROI calculator, and job market outlook.

Starting Salary

$116K

COL-adjusted

Mid-Career

$197K

COL-adjusted

ROI Payback

2.3 yrs

in New York

Cost of Living

187.2

index (100 = avg)

Physics in New York, NY Overview

New York is one of New York's top college towns, with 279 institutions and a student population of 418,559. Public tuition averages $10,200/year here — well below the national average, making it a cost-effective choice. Physics enrollment is stable nationwide, with steady demand for graduates skilled in Quantum Mechanics and Thermodynamics. The adjusted starting salary in New York is approximately $116,064, growing to $196,560 by mid-career.

Category

STEM

Local Colleges

279

Public Tuition

$10,200/yr

Private Tuition

$42,000/yr

Room & Board

$18,701/yr

Avg Fin. Aid

$8,243/yr

Unemployment

4.6%

Graduation Rate

59%

Physics Salary in New York (COL-Adjusted)

Salaries adjusted for New York's cost of living index of 187.2 (national average = 100).

Entry Level (0-2 yrs)
$116,064(+$54,064 vs national)
Mid Career (5-9 yrs)
$196,560(+$91,560 vs national)
Senior Level (15+ yrs)
$243,360(+$113,360 vs national)

Note: National average Physics salary: $62,000 starting, $105,000 mid-career, $130,000 senior level.New York adjustment factor: 1.87x based on the local cost of living index.

Physics ROI Calculator for New York

Estimate your return on investment for a Physics degree using local New York tuition and cost of living data.

Public avg: $10,200 | Private avg: $42,000

New York avg aid: $8,243/yr

Federal avg: 6.5% | Private: 4-14%

Total Education Cost

$115,604

tuition + room & board - aid

Annual Earnings Premium

$50,544

vs HS diploma in New York

ROI Payback Period

2.3 years

to break even

Lifetime Return in New York

$1,288,396

Lifetime earnings premium ($1,404,000) minus total education cost ($115,604)

Student Loan Payoff for Physics in New York

Standard Plan (10 years)

Loan Amount$115,604
Monthly Payment$1,313
Total Interest$41,915
% of Monthly Income14%

Aggressive Plan (5 years)

Loan Amount$115,604
Monthly Payment$2,262
Total Interest$20,111
Interest Savings$21,804

Colleges in New York for Physics

New York State University

public

$9,794/yr

$39,176 total

University of New York

public

$10,109/yr

$40,436 total

New York Institute of Technology

private

$38,089/yr

$152,356 total

New York University - New York

public

$10,609/yr

$42,436 total

Community Colleges (2-Year Transfer)

New York Community College

$7,506/yr

New York Technical College - New York

$8,204/yr

Top Employers for Physics in New York

New York offers opportunities in Tech companies, Research labs, Government agencies for Physics graduates. National top employers in this field include:

National LabsSpaceXLockheed MartinIntelCERN

Key New York Hiring Sectors for STEM

Tech companies

Research labs

Government agencies

Startups

Consulting firms

Common Physics Job Titles

PhysicistResearch ScientistLab Engineer

Physics Degree in New York — FAQ

Data Sources: Salary data from BLS Occupational Outlook Handbook. Cost of living from BLS Regional Data. College data from NCES/IPEDS. Updated March 2026.

Explore More

Compare Physics ROI in other cities, or explore other majors in New York.

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