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Physics Degree in New Bedford, MA — Salary & ROI 2026

Physics degree analysis for New Bedford, MA. COL-adjusted salary data, local tuition costs, ROI calculator, and job market outlook.

Starting Salary

$64K

COL-adjusted

Mid-Career

$108K

COL-adjusted

ROI Payback

4.4 yrs

in New Bedford

Cost of Living

102.5

index (100 = avg)

Physics in New Bedford, MA Overview

While New Bedford has a smaller college scene with 4 institutions, Physics students benefit from the close-knit academic community. Room and board averages $14,635/year, and the car-friendly layout shapes the student experience. Physics enrollment is stable nationwide, with steady demand for graduates skilled in Quantum Mechanics and Thermodynamics. The adjusted starting salary in New Bedford is approximately $63,550, growing to $107,625 by mid-career.

Category

STEM

Local Colleges

4

Public Tuition

$16,100/yr

Private Tuition

$48,000/yr

Room & Board

$14,635/yr

Avg Fin. Aid

$9,843/yr

Unemployment

4.2%

Graduation Rate

63%

Physics Salary in New Bedford (COL-Adjusted)

Salaries adjusted for New Bedford's cost of living index of 102.5 (national average = 100).

Entry Level (0-2 yrs)
$63,550(+$1,550 vs national)
Mid Career (5-9 yrs)
$107,625(+$2,625 vs national)
Senior Level (15+ yrs)
$133,250(+$3,250 vs national)

Note: National average Physics salary: $62,000 starting, $105,000 mid-career, $130,000 senior level.New Bedford adjustment factor: 1.02x based on the local cost of living index.

Physics ROI Calculator for New Bedford

Estimate your return on investment for a Physics degree using local New Bedford tuition and cost of living data.

Public avg: $16,100 | Private avg: $48,000

New Bedford avg aid: $9,843/yr

Federal avg: 6.5% | Private: 4-14%

Total Education Cost

$122,940

tuition + room & board - aid

Annual Earnings Premium

$27,675

vs HS diploma in New Bedford

ROI Payback Period

4.4 years

to break even

Lifetime Return in New Bedford

$645,810

Lifetime earnings premium ($768,750) minus total education cost ($122,940)

Student Loan Payoff for Physics in New Bedford

Standard Plan (10 years)

Loan Amount$122,940
Monthly Payment$1,396
Total Interest$44,575
% of Monthly Income26%

Aggressive Plan (5 years)

Loan Amount$122,940
Monthly Payment$2,405
Total Interest$21,388
Interest Savings$23,187

Colleges in New Bedford for Physics

New Bedford State University

public

$15,984/yr

$63,936 total

University of New Bedford

public

$18,237/yr

$72,948 total

Community Colleges (2-Year Transfer)

New Bedford Community College

$5,720/yr

Top Employers for Physics in New Bedford

New Bedford offers opportunities in Tech companies, Research labs, Government agencies for Physics graduates. National top employers in this field include:

National LabsSpaceXLockheed MartinIntelCERN

Key New Bedford Hiring Sectors for STEM

Tech companies

Research labs

Government agencies

Startups

Consulting firms

Common Physics Job Titles

PhysicistResearch ScientistLab Engineer

Physics Degree in New Bedford — FAQ

Data Sources: Salary data from BLS Occupational Outlook Handbook. Cost of living from BLS Regional Data. College data from NCES/IPEDS. Updated March 2026.

Explore More

Compare Physics ROI in other cities, or explore other majors in New Bedford.

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