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Philosophy Degree in Saint Paul, MN — Salary & ROI 2026

Philosophy degree analysis for Saint Paul, MN. COL-adjusted salary data, local tuition costs, ROI calculator, and job market outlook.

Starting Salary

$45K

COL-adjusted

Mid-Career

$71K

COL-adjusted

ROI Payback

12 yrs

in Saint Paul

Cost of Living

101.5

index (100 = avg)

Philosophy in Saint Paul, MN Overview

Saint Paul, Minnesota (pop. 311,527) has 11 colleges offering Philosophy programs. The local cost of living index of 101.5 is near the national average, with average rent near campus at $795/month. Although national enrollment in Philosophy has been declining, graduates with skills in Logic and Ethics remain competitive in the job market. The adjusted starting salary in Saint Paul is approximately $44,660, growing to $71,050 by mid-career.

Category

Humanities

Local Colleges

11

Public Tuition

$14,200/yr

Private Tuition

$38,000/yr

Room & Board

$13,171/yr

Avg Fin. Aid

$13,478/yr

Unemployment

2.9%

Graduation Rate

47%

Philosophy Salary in Saint Paul (COL-Adjusted)

Salaries adjusted for Saint Paul's cost of living index of 101.5 (national average = 100).

Entry Level (0-2 yrs)
$44,660(+$660 vs national)
Mid Career (5-9 yrs)
$71,050(+$1,050 vs national)
Senior Level (15+ yrs)
$91,350(+$1,350 vs national)

Note: National average Philosophy salary: $44,000 starting, $70,000 mid-career, $90,000 senior level.Saint Paul adjustment factor: 1.01x based on the local cost of living index.

Philosophy ROI Calculator for Saint Paul

Estimate your return on investment for a Philosophy degree using local Saint Paul tuition and cost of living data.

Public avg: $14,200 | Private avg: $38,000

Saint Paul avg aid: $13,478/yr

Federal avg: 6.5% | Private: 4-14%

Total Education Cost

$109,484

tuition + room & board - aid

Annual Earnings Premium

$9,135

vs HS diploma in Saint Paul

ROI Payback Period

12 years

to break even

Lifetime Return in Saint Paul

$195,016

Lifetime earnings premium ($304,500) minus total education cost ($109,484)

Student Loan Payoff for Philosophy in Saint Paul

Standard Plan (10 years)

Loan Amount$109,484
Monthly Payment$1,243
Total Interest$39,696
% of Monthly Income33%

Aggressive Plan (5 years)

Loan Amount$109,484
Monthly Payment$2,142
Total Interest$19,047
Interest Savings$20,649

Colleges in Saint Paul for Philosophy

Saint Paul State University

public

$13,811/yr

$55,244 total

University of Saint Paul

public

$13,351/yr

$53,404 total

Saint Paul Institute of Technology

private

$43,387/yr

$173,548 total

Community Colleges (2-Year Transfer)

Saint Paul Community College

$5,443/yr

Minnesota Technical College - Saint Paul

$5,156/yr

Top Employers for Philosophy in Saint Paul

Saint Paul offers opportunities in Publishing, Non-profits, Education for Philosophy graduates. National top employers in this field include:

Law FirmsTech CompaniesNon-ProfitsConsulting FirmsGovernment

Key Saint Paul Hiring Sectors for Humanities

Publishing

Non-profits

Education

Media companies

Government

Common Philosophy Job Titles

AttorneyEthics ConsultantPolicy AnalystProfessor

Philosophy Degree in Saint Paul — FAQ

Data Sources: Salary data from BLS Occupational Outlook Handbook. Cost of living from BLS Regional Data. College data from NCES/IPEDS. Updated March 2026.

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