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Philosophy Degree in New Bedford, MA — Salary & ROI 2026

Philosophy degree analysis for New Bedford, MA. COL-adjusted salary data, local tuition costs, ROI calculator, and job market outlook.

Starting Salary

$45K

COL-adjusted

Mid-Career

$72K

COL-adjusted

ROI Payback

13.3 yrs

in New Bedford

Cost of Living

102.5

index (100 = avg)

Philosophy in New Bedford, MA Overview

While New Bedford has a smaller college scene with 4 institutions, Philosophy students benefit from the close-knit academic community. Room and board averages $14,635/year, and the car-friendly layout shapes the student experience. Although national enrollment in Philosophy has been declining, graduates with skills in Logic and Ethics remain competitive in the job market. The adjusted starting salary in New Bedford is approximately $45,100, growing to $71,750 by mid-career.

Category

Humanities

Local Colleges

4

Public Tuition

$16,100/yr

Private Tuition

$48,000/yr

Room & Board

$14,635/yr

Avg Fin. Aid

$9,843/yr

Unemployment

4.2%

Graduation Rate

63%

Philosophy Salary in New Bedford (COL-Adjusted)

Salaries adjusted for New Bedford's cost of living index of 102.5 (national average = 100).

Entry Level (0-2 yrs)
$45,100(+$1,100 vs national)
Mid Career (5-9 yrs)
$71,750(+$1,750 vs national)
Senior Level (15+ yrs)
$92,250(+$2,250 vs national)

Note: National average Philosophy salary: $44,000 starting, $70,000 mid-career, $90,000 senior level.New Bedford adjustment factor: 1.02x based on the local cost of living index.

Philosophy ROI Calculator for New Bedford

Estimate your return on investment for a Philosophy degree using local New Bedford tuition and cost of living data.

Public avg: $16,100 | Private avg: $48,000

New Bedford avg aid: $9,843/yr

Federal avg: 6.5% | Private: 4-14%

Total Education Cost

$122,940

tuition + room & board - aid

Annual Earnings Premium

$9,225

vs HS diploma in New Bedford

ROI Payback Period

13.3 years

to break even

Lifetime Return in New Bedford

$184,560

Lifetime earnings premium ($307,500) minus total education cost ($122,940)

Student Loan Payoff for Philosophy in New Bedford

Standard Plan (10 years)

Loan Amount$122,940
Monthly Payment$1,396
Total Interest$44,575
% of Monthly Income37%

Aggressive Plan (5 years)

Loan Amount$122,940
Monthly Payment$2,405
Total Interest$21,388
Interest Savings$23,187

Colleges in New Bedford for Philosophy

New Bedford State University

public

$15,984/yr

$63,936 total

University of New Bedford

public

$18,237/yr

$72,948 total

Community Colleges (2-Year Transfer)

New Bedford Community College

$5,720/yr

Top Employers for Philosophy in New Bedford

New Bedford offers opportunities in Publishing, Non-profits, Education for Philosophy graduates. National top employers in this field include:

Law FirmsTech CompaniesNon-ProfitsConsulting FirmsGovernment

Key New Bedford Hiring Sectors for Humanities

Publishing

Non-profits

Education

Media companies

Government

Common Philosophy Job Titles

AttorneyEthics ConsultantPolicy AnalystProfessor

Philosophy Degree in New Bedford — FAQ

Data Sources: Salary data from BLS Occupational Outlook Handbook. Cost of living from BLS Regional Data. College data from NCES/IPEDS. Updated March 2026.

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Compare Philosophy ROI in other cities, or explore other majors in New Bedford.

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