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Occupational Therapy Degree in Wilmington, NC — Salary & ROI 2026

Occupational Therapy degree analysis for Wilmington, NC. COL-adjusted salary data, local tuition costs, ROI calculator, and job market outlook.

Starting Salary

$48K

COL-adjusted

Mid-Career

$74K

COL-adjusted

ROI Payback

4.8 yrs

in Wilmington

Cost of Living

95

index (100 = avg)

Occupational Therapy in Wilmington, NC Overview

While Wilmington has a smaller college scene with 5 institutions, Occupational Therapy students benefit from lower tuition costs. Room and board averages $9,779/year, and the car-friendly layout shapes the student experience. Occupational Therapy has seen growing enrollment nationally, reflecting rising employer demand for Patient Assessment and Treatment Planning skills. The adjusted starting salary in Wilmington is approximately $47,500, growing to $74,100 by mid-career.

Category

Healthcare

Local Colleges

5

Public Tuition

$7,287/yr

Private Tuition

$34,393/yr

Room & Board

$9,779/yr

Avg Fin. Aid

$13,831/yr

Unemployment

6.8%

Graduation Rate

48%

Occupational Therapy Salary in Wilmington (COL-Adjusted)

Salaries adjusted for Wilmington's cost of living index of 95 (national average = 100).

Entry Level (0-2 yrs)
$47,500($-2,500 vs national)
Mid Career (5-9 yrs)
$74,100($-3,900 vs national)
Senior Level (15+ yrs)
$85,500($-4,500 vs national)

Note: National average Occupational Therapy salary: $50,000 starting, $78,000 mid-career, $90,000 senior level.Wilmington adjustment factor: 0.95x based on the local cost of living index.

Occupational Therapy ROI Calculator for Wilmington

Estimate your return on investment for a Occupational Therapy degree using local Wilmington tuition and cost of living data.

Public avg: $7,287 | Private avg: $34,393

Wilmington avg aid: $13,831/yr

Federal avg: 6.5% | Private: 4-14%

Total Education Cost

$68,264

tuition + room & board - aid

Annual Earnings Premium

$14,250

vs HS diploma in Wilmington

ROI Payback Period

4.8 years

to break even

Lifetime Return in Wilmington

$454,236

Lifetime earnings premium ($522,500) minus total education cost ($68,264)

Student Loan Payoff for Occupational Therapy in Wilmington

Standard Plan (10 years)

Loan Amount$68,264
Monthly Payment$775
Total Interest$24,751
% of Monthly Income20%

Aggressive Plan (5 years)

Loan Amount$68,264
Monthly Payment$1,336
Total Interest$11,876
Interest Savings$12,875

Colleges in Wilmington for Occupational Therapy

University of North Carolina Wilmington

public

$7,287/yr

$29,148 total

Community Colleges (2-Year Transfer)

Cape Fear Community College

$2,864/yr

Top Employers for Occupational Therapy in Wilmington

Wilmington offers opportunities in Hospitals, Medical centers, Private practices for Occupational Therapy graduates. National top employers in this field include:

HospitalsRehab CentersSchoolsHome Health AgenciesNursing Homes

Key Wilmington Hiring Sectors for Healthcare

Hospitals

Medical centers

Private practices

Health systems

Pharma companies

Common Occupational Therapy Job Titles

Occupational TherapistHand TherapistPediatric OT

Occupational Therapy Degree in Wilmington — FAQ

Data Sources: Salary data from BLS Occupational Outlook Handbook. Cost of living from BLS Regional Data. College data from NCES/IPEDS. Updated March 2026.

Explore More

Compare Occupational Therapy ROI in other cities, or explore other majors in Wilmington.

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