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Occupational Therapy Degree in Saint Paul, MN — Salary & ROI 2026

Occupational Therapy degree analysis for Saint Paul, MN. COL-adjusted salary data, local tuition costs, ROI calculator, and job market outlook.

Starting Salary

$51K

COL-adjusted

Mid-Career

$79K

COL-adjusted

ROI Payback

7.2 yrs

in Saint Paul

Cost of Living

101.5

index (100 = avg)

Occupational Therapy in Saint Paul, MN Overview

Saint Paul, Minnesota (pop. 311,527) has 11 colleges offering Occupational Therapy programs. The local cost of living index of 101.5 is near the national average, with average rent near campus at $795/month. Occupational Therapy has seen growing enrollment nationally, reflecting rising employer demand for Patient Assessment and Treatment Planning skills. The adjusted starting salary in Saint Paul is approximately $50,750, growing to $79,170 by mid-career.

Category

Healthcare

Local Colleges

11

Public Tuition

$14,200/yr

Private Tuition

$38,000/yr

Room & Board

$13,171/yr

Avg Fin. Aid

$13,478/yr

Unemployment

2.9%

Graduation Rate

47%

Occupational Therapy Salary in Saint Paul (COL-Adjusted)

Salaries adjusted for Saint Paul's cost of living index of 101.5 (national average = 100).

Entry Level (0-2 yrs)
$50,750(+$750 vs national)
Mid Career (5-9 yrs)
$79,170(+$1,170 vs national)
Senior Level (15+ yrs)
$91,350(+$1,350 vs national)

Note: National average Occupational Therapy salary: $50,000 starting, $78,000 mid-career, $90,000 senior level.Saint Paul adjustment factor: 1.01x based on the local cost of living index.

Occupational Therapy ROI Calculator for Saint Paul

Estimate your return on investment for a Occupational Therapy degree using local Saint Paul tuition and cost of living data.

Public avg: $14,200 | Private avg: $38,000

Saint Paul avg aid: $13,478/yr

Federal avg: 6.5% | Private: 4-14%

Total Education Cost

$109,484

tuition + room & board - aid

Annual Earnings Premium

$15,225

vs HS diploma in Saint Paul

ROI Payback Period

7.2 years

to break even

Lifetime Return in Saint Paul

$448,766

Lifetime earnings premium ($558,250) minus total education cost ($109,484)

Student Loan Payoff for Occupational Therapy in Saint Paul

Standard Plan (10 years)

Loan Amount$109,484
Monthly Payment$1,243
Total Interest$39,696
% of Monthly Income29%

Aggressive Plan (5 years)

Loan Amount$109,484
Monthly Payment$2,142
Total Interest$19,047
Interest Savings$20,649

Colleges in Saint Paul for Occupational Therapy

Saint Paul State University

public

$13,811/yr

$55,244 total

University of Saint Paul

public

$13,351/yr

$53,404 total

Saint Paul Institute of Technology

private

$43,387/yr

$173,548 total

Community Colleges (2-Year Transfer)

Saint Paul Community College

$5,443/yr

Minnesota Technical College - Saint Paul

$5,156/yr

Top Employers for Occupational Therapy in Saint Paul

Saint Paul offers opportunities in Hospitals, Medical centers, Private practices for Occupational Therapy graduates. National top employers in this field include:

HospitalsRehab CentersSchoolsHome Health AgenciesNursing Homes

Key Saint Paul Hiring Sectors for Healthcare

Hospitals

Medical centers

Private practices

Health systems

Pharma companies

Common Occupational Therapy Job Titles

Occupational TherapistHand TherapistPediatric OT

Occupational Therapy Degree in Saint Paul — FAQ

Data Sources: Salary data from BLS Occupational Outlook Handbook. Cost of living from BLS Regional Data. College data from NCES/IPEDS. Updated March 2026.

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Compare Occupational Therapy ROI in other cities, or explore other majors in Saint Paul.

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