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Occupational Therapy Degree in New Bedford, MA — Salary & ROI 2026

Occupational Therapy degree analysis for New Bedford, MA. COL-adjusted salary data, local tuition costs, ROI calculator, and job market outlook.

Starting Salary

$51K

COL-adjusted

Mid-Career

$80K

COL-adjusted

ROI Payback

8 yrs

in New Bedford

Cost of Living

102.5

index (100 = avg)

Occupational Therapy in New Bedford, MA Overview

While New Bedford has a smaller college scene with 4 institutions, Occupational Therapy students benefit from the close-knit academic community. Room and board averages $14,635/year, and the car-friendly layout shapes the student experience. Occupational Therapy has seen growing enrollment nationally, reflecting rising employer demand for Patient Assessment and Treatment Planning skills. The adjusted starting salary in New Bedford is approximately $51,250, growing to $79,950 by mid-career.

Category

Healthcare

Local Colleges

4

Public Tuition

$16,100/yr

Private Tuition

$48,000/yr

Room & Board

$14,635/yr

Avg Fin. Aid

$9,843/yr

Unemployment

4.2%

Graduation Rate

63%

Occupational Therapy Salary in New Bedford (COL-Adjusted)

Salaries adjusted for New Bedford's cost of living index of 102.5 (national average = 100).

Entry Level (0-2 yrs)
$51,250(+$1,250 vs national)
Mid Career (5-9 yrs)
$79,950(+$1,950 vs national)
Senior Level (15+ yrs)
$92,250(+$2,250 vs national)

Note: National average Occupational Therapy salary: $50,000 starting, $78,000 mid-career, $90,000 senior level.New Bedford adjustment factor: 1.02x based on the local cost of living index.

Occupational Therapy ROI Calculator for New Bedford

Estimate your return on investment for a Occupational Therapy degree using local New Bedford tuition and cost of living data.

Public avg: $16,100 | Private avg: $48,000

New Bedford avg aid: $9,843/yr

Federal avg: 6.5% | Private: 4-14%

Total Education Cost

$122,940

tuition + room & board - aid

Annual Earnings Premium

$15,375

vs HS diploma in New Bedford

ROI Payback Period

8 years

to break even

Lifetime Return in New Bedford

$440,810

Lifetime earnings premium ($563,750) minus total education cost ($122,940)

Student Loan Payoff for Occupational Therapy in New Bedford

Standard Plan (10 years)

Loan Amount$122,940
Monthly Payment$1,396
Total Interest$44,575
% of Monthly Income33%

Aggressive Plan (5 years)

Loan Amount$122,940
Monthly Payment$2,405
Total Interest$21,388
Interest Savings$23,187

Colleges in New Bedford for Occupational Therapy

New Bedford State University

public

$15,984/yr

$63,936 total

University of New Bedford

public

$18,237/yr

$72,948 total

Community Colleges (2-Year Transfer)

New Bedford Community College

$5,720/yr

Top Employers for Occupational Therapy in New Bedford

New Bedford offers opportunities in Hospitals, Medical centers, Private practices for Occupational Therapy graduates. National top employers in this field include:

HospitalsRehab CentersSchoolsHome Health AgenciesNursing Homes

Key New Bedford Hiring Sectors for Healthcare

Hospitals

Medical centers

Private practices

Health systems

Pharma companies

Common Occupational Therapy Job Titles

Occupational TherapistHand TherapistPediatric OT

Occupational Therapy Degree in New Bedford — FAQ

Data Sources: Salary data from BLS Occupational Outlook Handbook. Cost of living from BLS Regional Data. College data from NCES/IPEDS. Updated March 2026.

Explore More

Compare Occupational Therapy ROI in other cities, or explore other majors in New Bedford.

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