Occupational Therapy Degree in Frederick, MD — Salary & ROI 2026
Occupational Therapy degree analysis for Frederick, MD. COL-adjusted salary data, local tuition costs, ROI calculator, and job market outlook.
Starting Salary
$56K
COL-adjusted
Mid-Career
$88K
COL-adjusted
ROI Payback
6.2 yrs
in Frederick
Cost of Living
112.5
index (100 = avg)
Occupational Therapy in Frederick, MD Overview
While Frederick has a smaller college scene with 4 institutions, Occupational Therapy students benefit from lower tuition costs. Room and board averages $15,475/year, and the car-friendly layout shapes the student experience. Occupational Therapy has seen growing enrollment nationally, reflecting rising employer demand for Patient Assessment and Treatment Planning skills. The adjusted starting salary in Frederick is approximately $56,250, growing to $87,750 by mid-career.
Category
Healthcare
Local Colleges
4
Public Tuition
$10,800/yr
Private Tuition
$42,000/yr
Room & Board
$15,475/yr
Avg Fin. Aid
$13,491/yr
Unemployment
4.2%
Graduation Rate
66%
Occupational Therapy Salary in Frederick (COL-Adjusted)
Salaries adjusted for Frederick's cost of living index of 112.5 (national average = 100).
Note: National average Occupational Therapy salary: $50,000 starting, $78,000 mid-career, $90,000 senior level.Frederick adjustment factor: 1.13x based on the local cost of living index.
Occupational Therapy ROI Calculator for Frederick
Estimate your return on investment for a Occupational Therapy degree using local Frederick tuition and cost of living data.
Public avg: $10,800 | Private avg: $42,000
Frederick avg aid: $13,491/yr
Federal avg: 6.5% | Private: 4-14%
Total Education Cost
$105,100
tuition + room & board - aid
Annual Earnings Premium
$16,875
vs HS diploma in Frederick
ROI Payback Period
6.2 years
to break even
Lifetime Return in Frederick
$513,650
Lifetime earnings premium ($618,750) minus total education cost ($105,100)
Student Loan Payoff for Occupational Therapy in Frederick
Standard Plan (10 years)
Aggressive Plan (5 years)
Colleges in Frederick for Occupational Therapy
Frederick State University
public
$11,147/yr
$44,588 total
Community Colleges (2-Year Transfer)
Frederick Community College
$6,149/yr
Top Employers for Occupational Therapy in Frederick
Frederick offers opportunities in Hospitals, Medical centers, Private practices for Occupational Therapy graduates. National top employers in this field include:
Key Frederick Hiring Sectors for Healthcare
Hospitals
Medical centers
Private practices
Health systems
Pharma companies
Common Occupational Therapy Job Titles
Occupational Therapy in Nearby Maryland Cities
Baltimore, MD
$65K starting · COL 130
22 colleges
Columbia, MD
$64K starting · COL 127.2
4 colleges
Silver Spring, MD
$61K starting · COL 122.5
4 colleges
Waldorf, MD
$60K starting · COL 120.7
4 colleges
Ellicott City, MD
$57K starting · COL 114.2
3 colleges
Glen Burnie, MD
$54K starting · COL 108.8
3 colleges
Rockville, MD
$64K starting · COL 128.5
3 colleges
Bethesda, MD
$58K starting · COL 116.7
3 colleges
Other Healthcare Majors in Frederick
Pharmacy
$56K starting · 3.5 yr ROI
Health Informatics
$56K starting · 3.8 yr ROI
Nursing
$77K starting · 3.2 yr ROI
Healthcare Administration
$56K starting · 4 yr ROI
Dental Hygiene
$56K starting · 3 yr ROI
Speech-Language Pathology
$56K starting · 4.2 yr ROI
Public Health
$56K starting · 5.2 yr ROI
Radiologic Technology
$56K starting · 3 yr ROI
Occupational Therapy Degree in Frederick — FAQ
Data Sources: Salary data from BLS Occupational Outlook Handbook. Cost of living from BLS Regional Data. College data from NCES/IPEDS. Updated March 2026.
Explore More
Compare Occupational Therapy ROI in other cities, or explore other majors in Frederick.