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Nursing Degree in St. Paul, MN — Salary & ROI 2026

Nursing degree analysis for St. Paul, MN. COL-adjusted salary data, local tuition costs, ROI calculator, and job market outlook.

Starting Salary

$73K

COL-adjusted

Mid-Career

$89K

COL-adjusted

ROI Payback

2.7 yrs

in St. Paul

Cost of Living

108

index (100 = avg)

Nursing in St. Paul, MN Overview

St. Paul, Minnesota (pop. 308,096) has 20 colleges offering Nursing programs. The local cost of living index of 108 is near the national average, with average rent near campus at $843/month. Nursing has seen growing enrollment nationally, reflecting rising employer demand for Patient Care and Clinical Assessment skills. The adjusted starting salary in St. Paul is approximately $73,440.

Category

Healthcare

Local Colleges

20

Public Tuition

$10,448/yr

Private Tuition

$52,990/yr

Room & Board

$13,408/yr

Avg Fin. Aid

$15,005/yr

Unemployment

4.7%

Graduation Rate

70%

Nursing Salary in St. Paul (COL-Adjusted)

Salaries adjusted for St. Paul's cost of living index of 108 (national average = 100).

Entry Level (0-2 yrs)
$73,440(+$5,440 vs national)
Mid Career (5-9 yrs)
$88,560(+$6,560 vs national)
Senior Level (15+ yrs)
$102,600(+$7,600 vs national)

Note: National average Nursing salary: $68,000 starting, $82,000 mid-career, $95,000 senior level.St. Paul adjustment factor: 1.08x based on the local cost of living index.

Nursing ROI Calculator for St. Paul

Estimate your return on investment for a Nursing degree using local St. Paul tuition and cost of living data.

Public avg: $10,448 | Private avg: $52,990

St. Paul avg aid: $15,005/yr

Federal avg: 6.5% | Private: 4-14%

Total Education Cost

$95,424

tuition + room & board - aid

Annual Earnings Premium

$35,640

vs HS diploma in St. Paul

ROI Payback Period

2.7 years

to break even

Lifetime Return in St. Paul

$660,576

Lifetime earnings premium ($756,000) minus total education cost ($95,424)

Student Loan Payoff for Nursing in St. Paul

Standard Plan (10 years)

Loan Amount$95,424
Monthly Payment$1,084
Total Interest$34,598
% of Monthly Income18%

Aggressive Plan (5 years)

Loan Amount$95,424
Monthly Payment$1,867
Total Interest$16,601
Interest Savings$17,998

Colleges in St. Paul for Nursing

Hamline University

private

$45,776/yr

$183,104 total

Macalester College

private

$60,204/yr

$240,816 total

Community Colleges (2-Year Transfer)

Saint Paul College

$5,772/yr

Top Employers for Nursing in St. Paul

St. Paul offers opportunities in Hospitals, Medical centers, Private practices for Nursing graduates. National top employers in this field include:

HCA HealthcareKaiser PermanenteMayo ClinicCleveland ClinicVA Hospitals

Key St. Paul Hiring Sectors for Healthcare

Hospitals

Medical centers

Private practices

Health systems

Pharma companies

Common Nursing Job Titles

Registered NurseNurse PractitionerClinical Nurse Specialist

Nursing Degree in St. Paul — FAQ

Data Sources: Salary data from BLS Occupational Outlook Handbook. Cost of living from BLS Regional Data. College data from NCES/IPEDS. Updated March 2026.

Explore More

Compare Nursing ROI in other cities, or explore other majors in St. Paul.

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