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Speech-Language Pathology Degree in St. Paul, MN — Salary & ROI 2026

Speech-Language Pathology degree analysis for St. Paul, MN. COL-adjusted salary data, local tuition costs, ROI calculator, and job market outlook.

Starting Salary

$54K

COL-adjusted

Mid-Career

$81K

COL-adjusted

ROI Payback

5.9 yrs

in St. Paul

Cost of Living

108

index (100 = avg)

Speech-Language Pathology in St. Paul, MN Overview

St. Paul, Minnesota (pop. 308,096) has 20 colleges offering Speech-Language Pathology programs. The local cost of living index of 108 is near the national average, with average rent near campus at $843/month. Speech-Language Pathology has seen growing enrollment nationally, reflecting rising employer demand for Speech Assessment and Language Therapy skills. The adjusted starting salary in St. Paul is approximately $54,000.

Category

Healthcare

Local Colleges

20

Public Tuition

$10,448/yr

Private Tuition

$52,990/yr

Room & Board

$13,408/yr

Avg Fin. Aid

$15,005/yr

Unemployment

4.7%

Graduation Rate

70%

Speech-Language Pathology Salary in St. Paul (COL-Adjusted)

Salaries adjusted for St. Paul's cost of living index of 108 (national average = 100).

Entry Level (0-2 yrs)
$54,000(+$4,000 vs national)
Mid Career (5-9 yrs)
$81,000(+$6,000 vs national)
Senior Level (15+ yrs)
$95,040(+$7,040 vs national)

Note: National average Speech-Language Pathology salary: $50,000 starting, $75,000 mid-career, $88,000 senior level.St. Paul adjustment factor: 1.08x based on the local cost of living index.

Speech-Language Pathology ROI Calculator for St. Paul

Estimate your return on investment for a Speech-Language Pathology degree using local St. Paul tuition and cost of living data.

Public avg: $10,448 | Private avg: $52,990

St. Paul avg aid: $15,005/yr

Federal avg: 6.5% | Private: 4-14%

Total Education Cost

$95,424

tuition + room & board - aid

Annual Earnings Premium

$16,200

vs HS diploma in St. Paul

ROI Payback Period

5.9 years

to break even

Lifetime Return in St. Paul

$422,976

Lifetime earnings premium ($518,400) minus total education cost ($95,424)

Student Loan Payoff for Speech-Language Pathology in St. Paul

Standard Plan (10 years)

Loan Amount$95,424
Monthly Payment$1,084
Total Interest$34,598
% of Monthly Income24%

Aggressive Plan (5 years)

Loan Amount$95,424
Monthly Payment$1,867
Total Interest$16,601
Interest Savings$17,998

Colleges in St. Paul for Speech-Language Pathology

Hamline University

private

$45,776/yr

$183,104 total

Macalester College

private

$60,204/yr

$240,816 total

Community Colleges (2-Year Transfer)

Saint Paul College

$5,772/yr

Top Employers for Speech-Language Pathology in St. Paul

St. Paul offers opportunities in Hospitals, Medical centers, Private practices for Speech-Language Pathology graduates. National top employers in this field include:

SchoolsHospitalsRehab CentersPrivate PracticeHome Health Agencies

Key St. Paul Hiring Sectors for Healthcare

Hospitals

Medical centers

Private practices

Health systems

Pharma companies

Common Speech-Language Pathology Job Titles

Speech-Language PathologistSpeech TherapistClinical Fellow

Methodology & Education Data Sources

How we calculate Speech-Language Pathology degree outcomes in St. Paul, MN: Our salary projections, ROI estimates, and tuition data combine multiple federal datasets to provide a localized view of education economics. We use a 10-year career-trajectory model standard in higher education research.

  1. Tuition data sourced from IPEDS (Integrated Postsecondary Education Data System), the federal education statistics database operated by NCES. Average tuition for Speech-Language Pathology programs reflects 4-year public/private weighted averages for Minnesota.
  2. Career salary projections based on BLS Occupational Employment and Wage Statistics, with cost-of-living adjustments for St. Paul using regional CPI data.
  3. 10-year ROI calculates: (Total Career Earnings With Degree) − (Total Career Earnings Without Degree) − (Total Education Cost Including Interest on Loans).
  4. Job market outlook for Speech-Language Pathology graduates uses BLS Occupational Outlook Handbook 10-year projections (2024-2034 base period).
  5. Default rates and loan data sourced from College Scorecard (US Department of Education), which tracks repayment outcomes by institution.

Authoritative US education data sources:

Education Disclaimer: Salary and ROI estimates are projections based on national and state-level averages. Individual outcomes depend on institution prestige, GPA, internships, location, network, and economic conditions. Always verify current tuition with the institution directly, and consult a financial aid counselor before taking on student loans. Use the Federal Loan Simulator to model repayment scenarios.

Reviewed by Brazora Monk · Last updated 2026 · IPEDS & BLS data current as of latest annual release

Financial Aid Resources for St. Paul Students

Beyond federal aid (FAFSA), Minnesota students have access to state-specific grants, scholarships, and tuition assistance programs. The 2026-27 FAFSA also added a new Low Earnings Indicator (Dec 2025) flagging programs where graduates earn less than non-college peers — check your target school's status:

📋 Federal Aid (FAFSA)

Pell Grant up to $7,395/yr (2026-27). Subsidized loans at 6.53% (academic year 25-26):

🏛️ State Grants (Minnesota)

State-specific grants stack with federal aid:

🎓 College Outcomes Data

Verify earnings + debt before enrolling:

💰 Scholarship Search

Free, official, scam-free scholarship databases:

2026-27 FAFSA tip: The new Low Earnings Indicator flags programs where graduates earn less than non-graduates. Check this before enrolling. Speak with a NASFAA-credentialed financial aid counselor at your target school.

Speech-Language Pathology Degree in St. Paul — FAQ

Data Sources: Salary data from BLS Occupational Outlook Handbook. Cost of living from BLS Regional Data. College data from NCES/IPEDS. Updated March 2026.

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