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Nursing Degree in San Francisco, CA — Salary & ROI 2026

Nursing degree analysis for San Francisco, CA. COL-adjusted salary data, local tuition costs, ROI calculator, and job market outlook.

Starting Salary

$78K

COL-adjusted

Mid-Career

$93K

COL-adjusted

ROI Payback

2.4 yrs

in San Francisco

Cost of Living

114

index (100 = avg)

Nursing in San Francisco, CA Overview

San Francisco is one of California's top college towns, with 22 institutions and a student population of 65,778. Public tuition averages $7,266/year here — well below the national average, making it a cost-effective choice. Nursing has seen growing enrollment nationally, reflecting rising employer demand for Patient Care and Clinical Assessment skills. The adjusted starting salary in San Francisco is approximately $77,520.

Category

Healthcare

Local Colleges

22

Public Tuition

$7,266/yr

Private Tuition

$36,185/yr

Room & Board

$15,030/yr

Avg Fin. Aid

$11,071/yr

Unemployment

3.4%

Graduation Rate

58%

Nursing Salary in San Francisco (COL-Adjusted)

Salaries adjusted for San Francisco's cost of living index of 114 (national average = 100).

Entry Level (0-2 yrs)
$77,520(+$9,520 vs national)
Mid Career (5-9 yrs)
$93,480(+$11,480 vs national)
Senior Level (15+ yrs)
$108,300(+$13,300 vs national)

Note: National average Nursing salary: $68,000 starting, $82,000 mid-career, $95,000 senior level.San Francisco adjustment factor: 1.14x based on the local cost of living index.

Nursing ROI Calculator for San Francisco

Estimate your return on investment for a Nursing degree using local San Francisco tuition and cost of living data.

Public avg: $7,266 | Private avg: $36,185

San Francisco avg aid: $11,071/yr

Federal avg: 6.5% | Private: 4-14%

Total Education Cost

$89,184

tuition + room & board - aid

Annual Earnings Premium

$37,620

vs HS diploma in San Francisco

ROI Payback Period

2.4 years

to break even

Lifetime Return in San Francisco

$708,816

Lifetime earnings premium ($798,000) minus total education cost ($89,184)

Student Loan Payoff for Nursing in San Francisco

Standard Plan (10 years)

Loan Amount$89,184
Monthly Payment$1,013
Total Interest$32,336
% of Monthly Income16%

Aggressive Plan (5 years)

Loan Amount$89,184
Monthly Payment$1,745
Total Interest$15,515
Interest Savings$16,821

Colleges in San Francisco for Nursing

University of San Francisco

private

$54,514/yr

$218,056 total

San Francisco State University

public

$7,266/yr

$29,064 total

Golden Gate University

private

$17,856/yr

$71,424 total

Community Colleges (2-Year Transfer)

City College of San Francisco

$1,540/yr

Top Employers for Nursing in San Francisco

San Francisco offers opportunities in Hospitals, Medical centers, Private practices for Nursing graduates. National top employers in this field include:

HCA HealthcareKaiser PermanenteMayo ClinicCleveland ClinicVA Hospitals

Key San Francisco Hiring Sectors for Healthcare

Hospitals

Medical centers

Private practices

Health systems

Pharma companies

Common Nursing Job Titles

Registered NurseNurse PractitionerClinical Nurse Specialist

Nursing Degree in San Francisco — FAQ

Data Sources: Salary data from BLS Occupational Outlook Handbook. Cost of living from BLS Regional Data. College data from NCES/IPEDS. Updated March 2026.

Explore More

Compare Nursing ROI in other cities, or explore other majors in San Francisco.

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