Pharmacy Degree in San Francisco, CA — Salary & ROI 2026
Pharmacy degree analysis for San Francisco, CA. COL-adjusted salary data, local tuition costs, ROI calculator, and job market outlook.
Starting Salary
$57K
COL-adjusted
Mid-Career
$143K
COL-adjusted
ROI Payback
5.2 yrs
in San Francisco
Cost of Living
114
index (100 = avg)
Pharmacy in San Francisco, CA Overview
San Francisco is one of California's top college towns, with 22 institutions and a student population of 65,778. Public tuition averages $7,266/year here — well below the national average, making it a cost-effective choice. Although national enrollment in Pharmacy has been declining, graduates with skills in Pharmacology and Drug Interactions remain competitive in the job market. The adjusted starting salary in San Francisco is approximately $57,000, growing to $142,500 by mid-career.
Category
Healthcare
Local Colleges
22
Public Tuition
$7,266/yr
Private Tuition
$36,185/yr
Room & Board
$15,030/yr
Avg Fin. Aid
$11,071/yr
Unemployment
3.4%
Graduation Rate
58%
Pharmacy Salary in San Francisco (COL-Adjusted)
Salaries adjusted for San Francisco's cost of living index of 114 (national average = 100).
Note: National average Pharmacy salary: $50,000 starting, $125,000 mid-career, $140,000 senior level.San Francisco adjustment factor: 1.14x based on the local cost of living index.
Pharmacy ROI Calculator for San Francisco
Estimate your return on investment for a Pharmacy degree using local San Francisco tuition and cost of living data.
Public avg: $7,266 | Private avg: $36,185
San Francisco avg aid: $11,071/yr
Federal avg: 6.5% | Private: 4-14%
Total Education Cost
$89,184
tuition + room & board - aid
Annual Earnings Premium
$17,100
vs HS diploma in San Francisco
ROI Payback Period
5.2 years
to break even
Lifetime Return in San Francisco
$993,816
Lifetime earnings premium ($1,083,000) minus total education cost ($89,184)
Student Loan Payoff for Pharmacy in San Francisco
Standard Plan (10 years)
Aggressive Plan (5 years)
Colleges in San Francisco for Pharmacy
University of San Francisco
private
$54,514/yr
$218,056 total
San Francisco State University
public
$7,266/yr
$29,064 total
Golden Gate University
private
$17,856/yr
$71,424 total
Community Colleges (2-Year Transfer)
City College of San Francisco
$1,540/yr
Top Employers for Pharmacy in San Francisco
San Francisco offers opportunities in Hospitals, Medical centers, Private practices for Pharmacy graduates. National top employers in this field include:
Key San Francisco Hiring Sectors for Healthcare
Hospitals
Medical centers
Private practices
Health systems
Pharma companies
Common Pharmacy Job Titles
Pharmacy in Nearby California Cities
Los Angeles, CA
$71K starting · COL 141
69 colleges
San Diego, CA
$70K starting · COL 140
68 colleges
San Jose, CA
$65K starting · COL 129
95 colleges
Fresno, CA
$59K starting · COL 118
37 colleges
Sacramento, CA
$56K starting · COL 112
38 colleges
Long Beach, CA
$58K starting · COL 116
14 colleges
Oakland, CA
$66K starting · COL 132
13 colleges
Bakersfield, CA
$67K starting · COL 134
18 colleges
Other Healthcare Majors in San Francisco
Health Informatics
$57K starting · 3.8 yr ROI
Nursing
$78K starting · 3.2 yr ROI
Healthcare Administration
$57K starting · 4 yr ROI
Occupational Therapy
$57K starting · 3.8 yr ROI
Dental Hygiene
$57K starting · 3 yr ROI
Speech-Language Pathology
$57K starting · 4.2 yr ROI
Public Health
$57K starting · 5.2 yr ROI
Radiologic Technology
$57K starting · 3 yr ROI
Methodology & Education Data Sources
How we calculate Pharmacy degree outcomes in San Francisco, CA: Our salary projections, ROI estimates, and tuition data combine multiple federal datasets to provide a localized view of education economics. We use a 10-year career-trajectory model standard in higher education research.
- Tuition data sourced from IPEDS (Integrated Postsecondary Education Data System), the federal education statistics database operated by NCES. Average tuition for Pharmacy programs reflects 4-year public/private weighted averages for California.
- Career salary projections based on BLS Occupational Employment and Wage Statistics, with cost-of-living adjustments for San Francisco using regional CPI data.
- 10-year ROI calculates: (Total Career Earnings With Degree) − (Total Career Earnings Without Degree) − (Total Education Cost Including Interest on Loans).
- Job market outlook for Pharmacy graduates uses BLS Occupational Outlook Handbook 10-year projections (2024-2034 base period).
- Default rates and loan data sourced from College Scorecard (US Department of Education), which tracks repayment outcomes by institution.
Authoritative US education data sources:
- IPEDS — Integrated Postsecondary Education Data — official federal college data
- College Scorecard (US Dept of Education) — earnings, debt, completion rates
- BLS Occupational Outlook Handbook — Pharmacy career projections
- Federal Student Aid (FAFSA) — official US student loan and grant info
- NCES Digest of Education Statistics — comprehensive education data
- BLS Occupational Employment and Wages — entry-level salary data for Pharmacy grads
Education Disclaimer: Salary and ROI estimates are projections based on national and state-level averages. Individual outcomes depend on institution prestige, GPA, internships, location, network, and economic conditions. Always verify current tuition with the institution directly, and consult a financial aid counselor before taking on student loans. Use the Federal Loan Simulator to model repayment scenarios.
Reviewed by Brazora Monk · Last updated 2026 · IPEDS & BLS data current as of latest annual release
Financial Aid Resources for San Francisco Students
Beyond federal aid (FAFSA), California students have access to state-specific grants, scholarships, and tuition assistance programs. The 2026-27 FAFSA also added a new Low Earnings Indicator (Dec 2025) flagging programs where graduates earn less than non-college peers — check your target school's status:
Pell Grant up to $7,395/yr (2026-27). Subsidized loans at 6.53% (academic year 25-26):
State-specific grants stack with federal aid:
- • USA.gov — California programs
- • NASFAA — State Aid Programs
- • Search "california higher education commission grants"
Verify earnings + debt before enrolling:
- • College Scorecard — earnings, debt, completion
- • NCES College Navigator
- • IPEDS Net Price Calculator Center
Free, official, scam-free scholarship databases:
2026-27 FAFSA tip: The new Low Earnings Indicator flags programs where graduates earn less than non-graduates. Check this before enrolling. Speak with a NASFAA-credentialed financial aid counselor at your target school.
Pharmacy Degree in San Francisco — FAQ
Data Sources: Salary data from BLS Occupational Outlook Handbook. Cost of living from BLS Regional Data. College data from NCES/IPEDS. Updated March 2026.
Explore More
Compare Pharmacy ROI in other cities, or explore other majors in San Francisco.