Nursing Degree in Frederick, MD — Salary & ROI 2026
Nursing degree analysis for Frederick, MD. COL-adjusted salary data, local tuition costs, ROI calculator, and job market outlook.
Starting Salary
$77K
COL-adjusted
Mid-Career
$92K
COL-adjusted
ROI Payback
2.8 yrs
in Frederick
Cost of Living
112.5
index (100 = avg)
Nursing in Frederick, MD Overview
While Frederick has a smaller college scene with 4 institutions, Nursing students benefit from lower tuition costs. Room and board averages $15,475/year, and the car-friendly layout shapes the student experience. Nursing has seen growing enrollment nationally, reflecting rising employer demand for Patient Care and Clinical Assessment skills. The adjusted starting salary in Frederick is approximately $76,500.
Category
Healthcare
Local Colleges
4
Public Tuition
$10,800/yr
Private Tuition
$42,000/yr
Room & Board
$15,475/yr
Avg Fin. Aid
$13,491/yr
Unemployment
4.2%
Graduation Rate
66%
Nursing Salary in Frederick (COL-Adjusted)
Salaries adjusted for Frederick's cost of living index of 112.5 (national average = 100).
Note: National average Nursing salary: $68,000 starting, $82,000 mid-career, $95,000 senior level.Frederick adjustment factor: 1.13x based on the local cost of living index.
Nursing ROI Calculator for Frederick
Estimate your return on investment for a Nursing degree using local Frederick tuition and cost of living data.
Public avg: $10,800 | Private avg: $42,000
Frederick avg aid: $13,491/yr
Federal avg: 6.5% | Private: 4-14%
Total Education Cost
$105,100
tuition + room & board - aid
Annual Earnings Premium
$37,125
vs HS diploma in Frederick
ROI Payback Period
2.8 years
to break even
Lifetime Return in Frederick
$682,400
Lifetime earnings premium ($787,500) minus total education cost ($105,100)
Student Loan Payoff for Nursing in Frederick
Standard Plan (10 years)
Aggressive Plan (5 years)
Colleges in Frederick for Nursing
Frederick State University
public
$11,147/yr
$44,588 total
Community Colleges (2-Year Transfer)
Frederick Community College
$6,149/yr
Top Employers for Nursing in Frederick
Frederick offers opportunities in Hospitals, Medical centers, Private practices for Nursing graduates. National top employers in this field include:
Key Frederick Hiring Sectors for Healthcare
Hospitals
Medical centers
Private practices
Health systems
Pharma companies
Common Nursing Job Titles
Nursing in Nearby Maryland Cities
Baltimore, MD
$88K starting · COL 130
22 colleges
Columbia, MD
$86K starting · COL 127.2
4 colleges
Silver Spring, MD
$83K starting · COL 122.5
4 colleges
Waldorf, MD
$82K starting · COL 120.7
4 colleges
Ellicott City, MD
$78K starting · COL 114.2
3 colleges
Glen Burnie, MD
$74K starting · COL 108.8
3 colleges
Rockville, MD
$87K starting · COL 128.5
3 colleges
Bethesda, MD
$79K starting · COL 116.7
3 colleges
Other Healthcare Majors in Frederick
Pharmacy
$56K starting · 3.5 yr ROI
Health Informatics
$56K starting · 3.8 yr ROI
Healthcare Administration
$56K starting · 4 yr ROI
Occupational Therapy
$56K starting · 3.8 yr ROI
Dental Hygiene
$56K starting · 3 yr ROI
Speech-Language Pathology
$56K starting · 4.2 yr ROI
Public Health
$56K starting · 5.2 yr ROI
Radiologic Technology
$56K starting · 3 yr ROI
Nursing Degree in Frederick — FAQ
Data Sources: Salary data from BLS Occupational Outlook Handbook. Cost of living from BLS Regional Data. College data from NCES/IPEDS. Updated March 2026.
Explore More
Compare Nursing ROI in other cities, or explore other majors in Frederick.