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Music Degree in Frederick, MD — Salary & ROI 2026

Music degree analysis for Frederick, MD. COL-adjusted salary data, local tuition costs, ROI calculator, and job market outlook.

Starting Salary

$45K

COL-adjusted

Mid-Career

$62K

COL-adjusted

ROI Payback

18.7 yrs

in Frederick

Cost of Living

112.5

index (100 = avg)

Music in Frederick, MD Overview

While Frederick has a smaller college scene with 4 institutions, Music students benefit from lower tuition costs. Room and board averages $15,475/year, and the car-friendly layout shapes the student experience. Although national enrollment in Music has been declining, graduates with skills in Performance and Music Theory remain competitive in the job market. The adjusted starting salary in Frederick is approximately $45,000.

Category

Humanities

Local Colleges

4

Public Tuition

$10,800/yr

Private Tuition

$42,000/yr

Room & Board

$15,475/yr

Avg Fin. Aid

$13,491/yr

Unemployment

4.2%

Graduation Rate

66%

Music Salary in Frederick (COL-Adjusted)

Salaries adjusted for Frederick's cost of living index of 112.5 (national average = 100).

Entry Level (0-2 yrs)
$45,000(+$5,000 vs national)
Mid Career (5-9 yrs)
$61,875(+$6,875 vs national)
Senior Level (15+ yrs)
$76,500(+$8,500 vs national)

Note: National average Music salary: $40,000 starting, $55,000 mid-career, $68,000 senior level.Frederick adjustment factor: 1.13x based on the local cost of living index.

Music ROI Calculator for Frederick

Estimate your return on investment for a Music degree using local Frederick tuition and cost of living data.

Public avg: $10,800 | Private avg: $42,000

Frederick avg aid: $13,491/yr

Federal avg: 6.5% | Private: 4-14%

Total Education Cost

$105,100

tuition + room & board - aid

Annual Earnings Premium

$5,625

vs HS diploma in Frederick

ROI Payback Period

18.7 years

to break even

Lifetime Return in Frederick

$7,400

Lifetime earnings premium ($112,500) minus total education cost ($105,100)

Student Loan Payoff for Music in Frederick

Standard Plan (10 years)

Loan Amount$105,100
Monthly Payment$1,193
Total Interest$38,107
% of Monthly Income32%

Aggressive Plan (5 years)

Loan Amount$105,100
Monthly Payment$2,056
Total Interest$18,284
Interest Savings$19,823

Colleges in Frederick for Music

Frederick State University

public

$11,147/yr

$44,588 total

Community Colleges (2-Year Transfer)

Frederick Community College

$6,149/yr

Top Employers for Music in Frederick

Frederick offers opportunities in Publishing, Non-profits, Education for Music graduates. National top employers in this field include:

OrchestrasSchoolsRecording StudiosMusic PublishersSelf-Employed

Key Frederick Hiring Sectors for Humanities

Publishing

Non-profits

Education

Media companies

Government

Common Music Job Titles

MusicianMusic DirectorComposerMusic Teacher

Music Degree in Frederick — FAQ

Data Sources: Salary data from BLS Occupational Outlook Handbook. Cost of living from BLS Regional Data. College data from NCES/IPEDS. Updated March 2026.

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Compare Music ROI in other cities, or explore other majors in Frederick.

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