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Music Education Degree in Lowell, MA — Salary & ROI 2026

Music Education degree analysis for Lowell, MA. COL-adjusted salary data, local tuition costs, ROI calculator, and job market outlook.

Starting Salary

$56K

COL-adjusted

Mid-Career

$62K

COL-adjusted

ROI Payback

7.3 yrs

in Lowell

Cost of Living

112.5

index (100 = avg)

Music Education in Lowell, MA Overview

While Lowell has a smaller college scene with 5 institutions, Music Education students benefit from the close-knit academic community. Room and board averages $14,748/year, and the car-friendly layout shapes the student experience. Although national enrollment in Music Education has been declining, graduates with skills in Music Theory and Conducting remain competitive in the job market. The adjusted starting salary in Lowell is approximately $56,250.

Category

Education

Local Colleges

5

Public Tuition

$16,100/yr

Private Tuition

$48,000/yr

Room & Board

$14,748/yr

Avg Fin. Aid

$14,502/yr

Unemployment

3%

Graduation Rate

73%

Music Education Salary in Lowell (COL-Adjusted)

Salaries adjusted for Lowell's cost of living index of 112.5 (national average = 100).

Entry Level (0-2 yrs)
$56,250(+$6,250 vs national)
Mid Career (5-9 yrs)
$61,875(+$6,875 vs national)
Senior Level (15+ yrs)
$73,125(+$8,125 vs national)

Note: National average Music Education salary: $50,000 starting, $55,000 mid-career, $65,000 senior level.Lowell adjustment factor: 1.13x based on the local cost of living index.

Music Education ROI Calculator for Lowell

Estimate your return on investment for a Music Education degree using local Lowell tuition and cost of living data.

Public avg: $16,100 | Private avg: $48,000

Lowell avg aid: $14,502/yr

Federal avg: 6.5% | Private: 4-14%

Total Education Cost

$123,392

tuition + room & board - aid

Annual Earnings Premium

$16,875

vs HS diploma in Lowell

ROI Payback Period

7.3 years

to break even

Lifetime Return in Lowell

$157,858

Lifetime earnings premium ($281,250) minus total education cost ($123,392)

Student Loan Payoff for Music Education in Lowell

Standard Plan (10 years)

Loan Amount$123,392
Monthly Payment$1,401
Total Interest$44,739
% of Monthly Income30%

Aggressive Plan (5 years)

Loan Amount$123,392
Monthly Payment$2,414
Total Interest$21,466
Interest Savings$23,273

Colleges in Lowell for Music Education

Lowell State University

public

$16,448/yr

$65,792 total

University of Lowell

public

$18,005/yr

$72,020 total

Community Colleges (2-Year Transfer)

Lowell Community College

$6,184/yr

Top Employers for Music Education in Lowell

Lowell offers opportunities in School districts, Universities, EdTech companies for Music Education graduates. National top employers in this field include:

Public SchoolsPrivate SchoolsCommunity Music SchoolsUniversitiesArts Organizations

Key Lowell Hiring Sectors for Education

School districts

Universities

EdTech companies

Non-profits

Training organizations

Common Music Education Job Titles

Music TeacherBand DirectorChoir DirectorPrivate Instructor

Music Education Degree in Lowell — FAQ

Data Sources: Salary data from BLS Occupational Outlook Handbook. Cost of living from BLS Regional Data. College data from NCES/IPEDS. Updated March 2026.

Explore More

Compare Music Education ROI in other cities, or explore other majors in Lowell.

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