Music Education Degree in Springfield, MA — Salary & ROI 2026
Music Education degree analysis for Springfield, MA. COL-adjusted salary data, local tuition costs, ROI calculator, and job market outlook.
Starting Salary
$67K
COL-adjusted
Mid-Career
$73K
COL-adjusted
ROI Payback
6.7 yrs
in Springfield
Cost of Living
133
index (100 = avg)
Music Education in Springfield, MA Overview
Springfield, Massachusetts (pop. 155,929) has 6 colleges offering Music Education programs. The local cost of living index of 133 is higher than average, so budget accordingly, with average rent near campus at $1,238/month. Although national enrollment in Music Education has been declining, graduates with skills in Music Theory and Conducting remain competitive in the job market. The adjusted starting salary in Springfield is approximately $66,500.
Category
Education
Local Colleges
6
Public Tuition
$11,943/yr
Private Tuition
$42,786/yr
Room & Board
$21,289/yr
Avg Fin. Aid
$7,962/yr
Unemployment
5.7%
Graduation Rate
49%
Music Education Salary in Springfield (COL-Adjusted)
Salaries adjusted for Springfield's cost of living index of 133 (national average = 100).
Note: National average Music Education salary: $50,000 starting, $55,000 mid-career, $65,000 senior level.Springfield adjustment factor: 1.33x based on the local cost of living index.
Music Education ROI Calculator for Springfield
Estimate your return on investment for a Music Education degree using local Springfield tuition and cost of living data.
Public avg: $11,943 | Private avg: $42,786
Springfield avg aid: $7,962/yr
Federal avg: 6.5% | Private: 4-14%
Total Education Cost
$132,928
tuition + room & board - aid
Annual Earnings Premium
$19,950
vs HS diploma in Springfield
ROI Payback Period
6.7 years
to break even
Lifetime Return in Springfield
$199,572
Lifetime earnings premium ($332,500) minus total education cost ($132,928)
Student Loan Payoff for Music Education in Springfield
Standard Plan (10 years)
Aggressive Plan (5 years)
Colleges in Springfield for Music Education
Western New England University
private
$42,228/yr
$168,912 total
Springfield College
private
$43,344/yr
$173,376 total
Community Colleges (2-Year Transfer)
Springfield Technical Community College
$5,760/yr
Top Employers for Music Education in Springfield
Springfield offers opportunities in School districts, Universities, EdTech companies for Music Education graduates. National top employers in this field include:
Key Springfield Hiring Sectors for Education
School districts
Universities
EdTech companies
Non-profits
Training organizations
Common Music Education Job Titles
Music Education in Nearby Massachusetts Cities
Boston, MA
$69K starting · COL 137
24 colleges
Worcester, MA
$59K starting · COL 117
11 colleges
Cambridge, MA
$67K starting · COL 133
6 colleges
Lowell, MA
$56K starting · COL 112.5
5 colleges
Brockton, MA
$54K starting · COL 108.5
5 colleges
Quincy, MA
$64K starting · COL 128.5
4 colleges
New Bedford, MA
$51K starting · COL 102.5
4 colleges
Lynn, MA
$59K starting · COL 118.5
4 colleges
Other Education Majors in Springfield
Instructional Design & Technology
$67K starting · 3.8 yr ROI
Educational Psychology
$67K starting · 5 yr ROI
Higher Education Administration
$67K starting · 5.2 yr ROI
Elementary Education
$67K starting · 5 yr ROI
Special Education
$67K starting · 4.8 yr ROI
Physical Education
$67K starting · 5 yr ROI
Early Childhood Education
$67K starting · 6 yr ROI
Education
$0 starting · 0 yr ROI
Methodology & Education Data Sources
How we calculate Music Education degree outcomes in Springfield, MA: Our salary projections, ROI estimates, and tuition data combine multiple federal datasets to provide a localized view of education economics. We use a 10-year career-trajectory model standard in higher education research.
- Tuition data sourced from IPEDS (Integrated Postsecondary Education Data System), the federal education statistics database operated by NCES. Average tuition for Music Education programs reflects 4-year public/private weighted averages for Massachusetts.
- Career salary projections based on BLS Occupational Employment and Wage Statistics, with cost-of-living adjustments for Springfield using regional CPI data.
- 10-year ROI calculates: (Total Career Earnings With Degree) − (Total Career Earnings Without Degree) − (Total Education Cost Including Interest on Loans).
- Job market outlook for Music Education graduates uses BLS Occupational Outlook Handbook 10-year projections (2024-2034 base period).
- Default rates and loan data sourced from College Scorecard (US Department of Education), which tracks repayment outcomes by institution.
Authoritative US education data sources:
- IPEDS — Integrated Postsecondary Education Data — official federal college data
- College Scorecard (US Dept of Education) — earnings, debt, completion rates
- BLS Occupational Outlook Handbook — Music Education career projections
- Federal Student Aid (FAFSA) — official US student loan and grant info
- NCES Digest of Education Statistics — comprehensive education data
- BLS Occupational Employment and Wages — entry-level salary data for Music Education grads
Education Disclaimer: Salary and ROI estimates are projections based on national and state-level averages. Individual outcomes depend on institution prestige, GPA, internships, location, network, and economic conditions. Always verify current tuition with the institution directly, and consult a financial aid counselor before taking on student loans. Use the Federal Loan Simulator to model repayment scenarios.
Reviewed by Brazora Monk · Last updated 2026 · IPEDS & BLS data current as of latest annual release
Financial Aid Resources for Springfield Students
Beyond federal aid (FAFSA), Massachusetts students have access to state-specific grants, scholarships, and tuition assistance programs. The 2026-27 FAFSA also added a new Low Earnings Indicator (Dec 2025) flagging programs where graduates earn less than non-college peers — check your target school's status:
Pell Grant up to $7,395/yr (2026-27). Subsidized loans at 6.53% (academic year 25-26):
State-specific grants stack with federal aid:
- • USA.gov — Massachusetts programs
- • NASFAA — State Aid Programs
- • Search "massachusetts higher education commission grants"
Verify earnings + debt before enrolling:
- • College Scorecard — earnings, debt, completion
- • NCES College Navigator
- • IPEDS Net Price Calculator Center
Free, official, scam-free scholarship databases:
2026-27 FAFSA tip: The new Low Earnings Indicator flags programs where graduates earn less than non-graduates. Check this before enrolling. Speak with a NASFAA-credentialed financial aid counselor at your target school.
Music Education Degree in Springfield — FAQ
Data Sources: Salary data from BLS Occupational Outlook Handbook. Cost of living from BLS Regional Data. College data from NCES/IPEDS. Updated March 2026.
Explore More
Compare Music Education ROI in other cities, or explore other majors in Springfield.