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Music Education Degree in Cambridge, MA — Salary & ROI 2026

Music Education degree analysis for Cambridge, MA. COL-adjusted salary data, local tuition costs, ROI calculator, and job market outlook.

Starting Salary

$67K

COL-adjusted

Mid-Career

$73K

COL-adjusted

ROI Payback

6.1 yrs

in Cambridge

Cost of Living

133

index (100 = avg)

Music Education in Cambridge, MA Overview

Cambridge, Massachusetts (pop. 118,403) has 6 colleges offering Music Education programs. The local cost of living index of 133 is higher than average, so budget accordingly, with average rent near campus at $1,322/month. Although national enrollment in Music Education has been declining, graduates with skills in Music Theory and Conducting remain competitive in the job market. The adjusted starting salary in Cambridge is approximately $66,500.

Category

Education

Local Colleges

6

Public Tuition

$13,207/yr

Private Tuition

$57,624/yr

Room & Board

$17,447/yr

Avg Fin. Aid

$14,677/yr

Unemployment

3.7%

Graduation Rate

75%

Music Education Salary in Cambridge (COL-Adjusted)

Salaries adjusted for Cambridge's cost of living index of 133 (national average = 100).

Entry Level (0-2 yrs)
$66,500(+$16,500 vs national)
Mid Career (5-9 yrs)
$73,150(+$18,150 vs national)
Senior Level (15+ yrs)
$86,450(+$21,450 vs national)

Note: National average Music Education salary: $50,000 starting, $55,000 mid-career, $65,000 senior level.Cambridge adjustment factor: 1.33x based on the local cost of living index.

Music Education ROI Calculator for Cambridge

Estimate your return on investment for a Music Education degree using local Cambridge tuition and cost of living data.

Public avg: $13,207 | Private avg: $57,624

Cambridge avg aid: $14,677/yr

Federal avg: 6.5% | Private: 4-14%

Total Education Cost

$122,616

tuition + room & board - aid

Annual Earnings Premium

$19,950

vs HS diploma in Cambridge

ROI Payback Period

6.1 years

to break even

Lifetime Return in Cambridge

$209,884

Lifetime earnings premium ($332,500) minus total education cost ($122,616)

Student Loan Payoff for Music Education in Cambridge

Standard Plan (10 years)

Loan Amount$122,616
Monthly Payment$1,392
Total Interest$44,458
% of Monthly Income25%

Aggressive Plan (5 years)

Loan Amount$122,616
Monthly Payment$2,399
Total Interest$21,331
Interest Savings$23,126

Colleges in Cambridge for Music Education

Harvard University

private

$57,261/yr

$229,044 total

MIT

private

$57,986/yr

$231,944 total

Community Colleges (2-Year Transfer)

Bunker Hill Community College

$5,760/yr

Top Employers for Music Education in Cambridge

Cambridge offers opportunities in School districts, Universities, EdTech companies for Music Education graduates. National top employers in this field include:

Public SchoolsPrivate SchoolsCommunity Music SchoolsUniversitiesArts Organizations

Key Cambridge Hiring Sectors for Education

School districts

Universities

EdTech companies

Non-profits

Training organizations

Common Music Education Job Titles

Music TeacherBand DirectorChoir DirectorPrivate Instructor

Music Education Degree in Cambridge — FAQ

Data Sources: Salary data from BLS Occupational Outlook Handbook. Cost of living from BLS Regional Data. College data from NCES/IPEDS. Updated March 2026.

Explore More

Compare Music Education ROI in other cities, or explore other majors in Cambridge.

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