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Mathematics Degree in Philadelphia, PA — Salary & ROI 2026

Mathematics degree analysis for Philadelphia, PA. COL-adjusted salary data, local tuition costs, ROI calculator, and job market outlook.

Starting Salary

$98K

COL-adjusted

Mid-Career

$150K

COL-adjusted

ROI Payback

3.4 yrs

in Philadelphia

Cost of Living

150

index (100 = avg)

Mathematics in Philadelphia, PA Overview

Philadelphia is one of Pennsylvania's top college towns, with 42 institutions and a student population of 116,806. Public tuition averages $18,526/year here — near the national average for public universities. Mathematics enrollment is stable nationwide, with steady demand for graduates skilled in Calculus and Linear Algebra. The adjusted starting salary in Philadelphia is approximately $97,500, growing to $150,000 by mid-career.

Category

STEM

Local Colleges

42

Public Tuition

$18,526/yr

Private Tuition

$59,845/yr

Room & Board

$19,639/yr

Avg Fin. Aid

$10,866/yr

Unemployment

4.5%

Graduation Rate

52%

Mathematics Salary in Philadelphia (COL-Adjusted)

Salaries adjusted for Philadelphia's cost of living index of 150 (national average = 100).

Entry Level (0-2 yrs)
$97,500(+$32,500 vs national)
Mid Career (5-9 yrs)
$150,000(+$50,000 vs national)
Senior Level (15+ yrs)
$187,500(+$62,500 vs national)

Note: National average Mathematics salary: $65,000 starting, $100,000 mid-career, $125,000 senior level.Philadelphia adjustment factor: 1.50x based on the local cost of living index.

Mathematics ROI Calculator for Philadelphia

Estimate your return on investment for a Mathematics degree using local Philadelphia tuition and cost of living data.

Public avg: $18,526 | Private avg: $59,845

Philadelphia avg aid: $10,866/yr

Federal avg: 6.5% | Private: 4-14%

Total Education Cost

$152,660

tuition + room & board - aid

Annual Earnings Premium

$45,000

vs HS diploma in Philadelphia

ROI Payback Period

3.4 years

to break even

Lifetime Return in Philadelphia

$1,047,340

Lifetime earnings premium ($1,200,000) minus total education cost ($152,660)

Student Loan Payoff for Mathematics in Philadelphia

Standard Plan (10 years)

Loan Amount$152,660
Monthly Payment$1,733
Total Interest$55,351
% of Monthly Income21%

Aggressive Plan (5 years)

Loan Amount$152,660
Monthly Payment$2,987
Total Interest$26,558
Interest Savings$28,793

Colleges in Philadelphia for Mathematics

University of Pennsylvania

private

$63,452/yr

$253,808 total

Temple University

public

$18,526/yr

$74,104 total

Drexel University

private

$56,238/yr

$224,952 total

Community Colleges (2-Year Transfer)

Community College of Philadelphia

$6,378/yr

Top Employers for Mathematics in Philadelphia

Philadelphia offers opportunities in Tech companies, Research labs, Government agencies for Mathematics graduates. National top employers in this field include:

NSAGoogleGoldman SachsJane StreetCitadel

Key Philadelphia Hiring Sectors for STEM

Tech companies

Research labs

Government agencies

Startups

Consulting firms

Common Mathematics Job Titles

ActuaryData AnalystQuantitative Analyst

Mathematics Degree in Philadelphia — FAQ

Data Sources: Salary data from BLS Occupational Outlook Handbook. Cost of living from BLS Regional Data. College data from NCES/IPEDS. Updated March 2026.

Explore More

Compare Mathematics ROI in other cities, or explore other majors in Philadelphia.

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