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Marine Biology Degree in Frederick, MD — Salary & ROI 2026

Marine Biology degree analysis for Frederick, MD. COL-adjusted salary data, local tuition costs, ROI calculator, and job market outlook.

Starting Salary

$56K

COL-adjusted

Mid-Career

$70K

COL-adjusted

ROI Payback

6.2 yrs

in Frederick

Cost of Living

112.5

index (100 = avg)

Marine Biology in Frederick, MD Overview

While Frederick has a smaller college scene with 4 institutions, Marine Biology students benefit from lower tuition costs. Room and board averages $15,475/year, and the car-friendly layout shapes the student experience. Marine Biology enrollment is stable nationwide, with steady demand for graduates skilled in Scuba Diving and Marine Ecology. The adjusted starting salary in Frederick is approximately $56,250.

Category

STEM

Local Colleges

4

Public Tuition

$10,800/yr

Private Tuition

$42,000/yr

Room & Board

$15,475/yr

Avg Fin. Aid

$13,491/yr

Unemployment

4.2%

Graduation Rate

66%

Marine Biology Salary in Frederick (COL-Adjusted)

Salaries adjusted for Frederick's cost of living index of 112.5 (national average = 100).

Entry Level (0-2 yrs)
$56,250(+$6,250 vs national)
Mid Career (5-9 yrs)
$69,750(+$7,750 vs national)
Senior Level (15+ yrs)
$87,750(+$9,750 vs national)

Note: National average Marine Biology salary: $50,000 starting, $62,000 mid-career, $78,000 senior level.Frederick adjustment factor: 1.13x based on the local cost of living index.

Marine Biology ROI Calculator for Frederick

Estimate your return on investment for a Marine Biology degree using local Frederick tuition and cost of living data.

Public avg: $10,800 | Private avg: $42,000

Frederick avg aid: $13,491/yr

Federal avg: 6.5% | Private: 4-14%

Total Education Cost

$105,100

tuition + room & board - aid

Annual Earnings Premium

$16,875

vs HS diploma in Frederick

ROI Payback Period

6.2 years

to break even

Lifetime Return in Frederick

$176,150

Lifetime earnings premium ($281,250) minus total education cost ($105,100)

Student Loan Payoff for Marine Biology in Frederick

Standard Plan (10 years)

Loan Amount$105,100
Monthly Payment$1,193
Total Interest$38,107
% of Monthly Income25%

Aggressive Plan (5 years)

Loan Amount$105,100
Monthly Payment$2,056
Total Interest$18,284
Interest Savings$19,823

Colleges in Frederick for Marine Biology

Frederick State University

public

$11,147/yr

$44,588 total

Community Colleges (2-Year Transfer)

Frederick Community College

$6,149/yr

Top Employers for Marine Biology in Frederick

Frederick offers opportunities in Tech companies, Research labs, Government agencies for Marine Biology graduates. National top employers in this field include:

NOAAMonterey Bay AquariumUSGSWoods HoleNational Aquarium

Key Frederick Hiring Sectors for STEM

Tech companies

Research labs

Government agencies

Startups

Consulting firms

Common Marine Biology Job Titles

Marine BiologistAquaristEnvironmental Consultant

Marine Biology Degree in Frederick — FAQ

Data Sources: Salary data from BLS Occupational Outlook Handbook. Cost of living from BLS Regional Data. College data from NCES/IPEDS. Updated March 2026.

Explore More

Compare Marine Biology ROI in other cities, or explore other majors in Frederick.

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