Human Resources Degree in Toledo, OH — Salary & ROI 2026
Human Resources degree analysis for Toledo, OH. COL-adjusted salary data, local tuition costs, ROI calculator, and job market outlook.
Starting Salary
$54K
COL-adjusted
Mid-Career
$84K
COL-adjusted
ROI Payback
4.9 yrs
in Toledo
Cost of Living
108
index (100 = avg)
Human Resources in Toledo, OH Overview
Toledo, Ohio (pop. 270,871) has 16 colleges offering Human Resources programs. The local cost of living index of 108 is near the national average, with average rent near campus at $1,025/month. Human Resources enrollment is stable nationwide, with steady demand for graduates skilled in Recruiting and Employee Relations. The adjusted starting salary in Toledo is approximately $54,000, growing to $84,240 by mid-career.
Category
Business
Local Colleges
16
Public Tuition
$10,630/yr
Private Tuition
$40,789/yr
Room & Board
$9,344/yr
Avg Fin. Aid
$8,457/yr
Unemployment
4.8%
Graduation Rate
66%
Human Resources Salary in Toledo (COL-Adjusted)
Salaries adjusted for Toledo's cost of living index of 108 (national average = 100).
Note: National average Human Resources salary: $50,000 starting, $78,000 mid-career, $100,000 senior level.Toledo adjustment factor: 1.08x based on the local cost of living index.
Human Resources ROI Calculator for Toledo
Estimate your return on investment for a Human Resources degree using local Toledo tuition and cost of living data.
Public avg: $10,630 | Private avg: $40,789
Toledo avg aid: $8,457/yr
Federal avg: 6.5% | Private: 4-14%
Total Education Cost
$79,896
tuition + room & board - aid
Annual Earnings Premium
$16,200
vs HS diploma in Toledo
ROI Payback Period
4.9 years
to break even
Lifetime Return in Toledo
$460,104
Lifetime earnings premium ($540,000) minus total education cost ($79,896)
Student Loan Payoff for Human Resources in Toledo
Standard Plan (10 years)
Aggressive Plan (5 years)
Colleges in Toledo for Human Resources
University of Toledo
public
$10,630/yr
$42,520 total
Community Colleges (2-Year Transfer)
Owens Community College
$4,344/yr
Top Employers for Human Resources in Toledo
Toledo offers opportunities in Financial services, Consulting firms, Fortune 500 companies for Human Resources graduates. National top employers in this field include:
Key Toledo Hiring Sectors for Business
Financial services
Consulting firms
Fortune 500 companies
Startups
Marketing agencies
Common Human Resources Job Titles
Human Resources in Nearby Ohio Cities
Columbus, OH
$52K starting · COL 103
31 colleges
Cleveland, OH
$48K starting · COL 96
20 colleges
Cincinnati, OH
$51K starting · COL 102
28 colleges
Akron, OH
$53K starting · COL 105
5 colleges
Dayton, OH
$52K starting · COL 104
9 colleges
Parma, OH
$45K starting · COL 90
4 colleges
Canton, OH
$42K starting · COL 84
4 colleges
Lorain, OH
$43K starting · COL 85.2
3 colleges
Other Business Majors in Toledo
Business Analytics
$84K starting · 2 yr ROI
Finance
$76K starting · 3.5 yr ROI
Economics
$70K starting · 4 yr ROI
Information Systems
$54K starting · 3.3 yr ROI
Supply Chain Management
$54K starting · 3.5 yr ROI
Operations Management
$54K starting · 3.8 yr ROI
Accounting
$67K starting · 3.8 yr ROI
Real Estate
$54K starting · 4 yr ROI
Human Resources Degree in Toledo — FAQ
Data Sources: Salary data from BLS Occupational Outlook Handbook. Cost of living from BLS Regional Data. College data from NCES/IPEDS. Updated March 2026.
Explore More
Compare Human Resources ROI in other cities, or explore other majors in Toledo.