DegreeCalc

Finance Degree in Worcester, MA — Salary & ROI 2026

Finance degree analysis for Worcester, MA. COL-adjusted salary data, local tuition costs, ROI calculator, and job market outlook.

Starting Salary

$82K

COL-adjusted

Mid-Career

$129K

COL-adjusted

ROI Payback

3.6 yrs

in Worcester

Cost of Living

117

index (100 = avg)

Finance in Worcester, MA Overview

Worcester, Massachusetts (pop. 206,518) has 11 colleges offering Finance programs. The local cost of living index of 117 is higher than average, so budget accordingly, with average rent near campus at $1,228/month. Finance enrollment is stable nationwide, with steady demand for graduates skilled in Financial Modeling and Valuation. The adjusted starting salary in Worcester is approximately $81,900, growing to $128,700 by mid-career.

Category

Business

Local Colleges

11

Public Tuition

$16,670/yr

Private Tuition

$56,344/yr

Room & Board

$20,077/yr

Avg Fin. Aid

$15,422/yr

Unemployment

5.2%

Graduation Rate

51%

Finance Salary in Worcester (COL-Adjusted)

Salaries adjusted for Worcester's cost of living index of 117 (national average = 100).

Entry Level (0-2 yrs)
$81,900(+$11,900 vs national)
Mid Career (5-9 yrs)
$128,700(+$18,700 vs national)
Senior Level (15+ yrs)
$169,650(+$24,650 vs national)

Note: National average Finance salary: $70,000 starting, $110,000 mid-career, $145,000 senior level.Worcester adjustment factor: 1.17x based on the local cost of living index.

Finance ROI Calculator for Worcester

Estimate your return on investment for a Finance degree using local Worcester tuition and cost of living data.

Public avg: $16,670 | Private avg: $56,344

Worcester avg aid: $15,422/yr

Federal avg: 6.5% | Private: 4-14%

Total Education Cost

$146,988

tuition + room & board - aid

Annual Earnings Premium

$40,950

vs HS diploma in Worcester

ROI Payback Period

3.6 years

to break even

Lifetime Return in Worcester

$964,512

Lifetime earnings premium ($1,111,500) minus total education cost ($146,988)

Student Loan Payoff for Finance in Worcester

Standard Plan (10 years)

Loan Amount$146,988
Monthly Payment$1,669
Total Interest$53,294
% of Monthly Income24%

Aggressive Plan (5 years)

Loan Amount$146,988
Monthly Payment$2,876
Total Interest$25,571
Interest Savings$27,723

Colleges in Worcester for Finance

Worcester Polytechnic Institute

private

$56,818/yr

$227,272 total

College of the Holy Cross

private

$55,870/yr

$223,480 total

Community Colleges (2-Year Transfer)

Quinsigamond Community College

$5,760/yr

Top Employers for Finance in Worcester

Worcester offers opportunities in Financial services, Consulting firms, Fortune 500 companies for Finance graduates. National top employers in this field include:

JPMorganGoldman SachsMorgan StanleyBlackRockDeloitte

Key Worcester Hiring Sectors for Business

Financial services

Consulting firms

Fortune 500 companies

Startups

Marketing agencies

Common Finance Job Titles

Financial AnalystInvestment BankerPortfolio Manager

Finance Degree in Worcester — FAQ

Data Sources: Salary data from BLS Occupational Outlook Handbook. Cost of living from BLS Regional Data. College data from NCES/IPEDS. Updated March 2026.

Explore More

Compare Finance ROI in other cities, or explore other majors in Worcester.

Frequently Asked Questions

Related Calculators