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Finance Degree in Tempe, AZ — Salary & ROI 2026

Finance degree analysis for Tempe, AZ. COL-adjusted salary data, local tuition costs, ROI calculator, and job market outlook.

Starting Salary

$79K

COL-adjusted

Mid-Career

$124K

COL-adjusted

ROI Payback

3.2 yrs

in Tempe

Cost of Living

113

index (100 = avg)

Finance in Tempe, AZ Overview

While Tempe has a smaller college scene with 5 institutions, Finance students benefit from the close-knit academic community. Room and board averages $19,552/year, and the car-friendly layout shapes the student experience. Finance enrollment is stable nationwide, with steady demand for graduates skilled in Financial Modeling and Valuation. The adjusted starting salary in Tempe is approximately $79,100, growing to $124,300 by mid-career.

Category

Business

Local Colleges

5

Public Tuition

$12,467/yr

Private Tuition

$40,205/yr

Room & Board

$19,552/yr

Avg Fin. Aid

$15,200/yr

Unemployment

6.9%

Graduation Rate

73%

Finance Salary in Tempe (COL-Adjusted)

Salaries adjusted for Tempe's cost of living index of 113 (national average = 100).

Entry Level (0-2 yrs)
$79,100(+$9,100 vs national)
Mid Career (5-9 yrs)
$124,300(+$14,300 vs national)
Senior Level (15+ yrs)
$163,850(+$18,850 vs national)

Note: National average Finance salary: $70,000 starting, $110,000 mid-career, $145,000 senior level.Tempe adjustment factor: 1.13x based on the local cost of living index.

Finance ROI Calculator for Tempe

Estimate your return on investment for a Finance degree using local Tempe tuition and cost of living data.

Public avg: $12,467 | Private avg: $40,205

Tempe avg aid: $15,200/yr

Federal avg: 6.5% | Private: 4-14%

Total Education Cost

$128,076

tuition + room & board - aid

Annual Earnings Premium

$39,550

vs HS diploma in Tempe

ROI Payback Period

3.2 years

to break even

Lifetime Return in Tempe

$945,424

Lifetime earnings premium ($1,073,500) minus total education cost ($128,076)

Student Loan Payoff for Finance in Tempe

Standard Plan (10 years)

Loan Amount$128,076
Monthly Payment$1,454
Total Interest$46,437
% of Monthly Income22%

Aggressive Plan (5 years)

Loan Amount$128,076
Monthly Payment$2,506
Total Interest$22,281
Interest Savings$24,156

Colleges in Tempe for Finance

Arizona State University

public

$12,467/yr

$49,868 total

Community Colleges (2-Year Transfer)

Rio Salado College

$2,580/yr

Top Employers for Finance in Tempe

Tempe offers opportunities in Financial services, Consulting firms, Fortune 500 companies for Finance graduates. National top employers in this field include:

JPMorganGoldman SachsMorgan StanleyBlackRockDeloitte

Key Tempe Hiring Sectors for Business

Financial services

Consulting firms

Fortune 500 companies

Startups

Marketing agencies

Common Finance Job Titles

Financial AnalystInvestment BankerPortfolio Manager

Methodology & Education Data Sources

How we calculate Finance degree outcomes in Tempe, AZ: Our salary projections, ROI estimates, and tuition data combine multiple federal datasets to provide a localized view of education economics. We use a 10-year career-trajectory model standard in higher education research.

  1. Tuition data sourced from IPEDS (Integrated Postsecondary Education Data System), the federal education statistics database operated by NCES. Average tuition for Finance programs reflects 4-year public/private weighted averages for Arizona.
  2. Career salary projections based on BLS Occupational Employment and Wage Statistics, with cost-of-living adjustments for Tempe using regional CPI data.
  3. 10-year ROI calculates: (Total Career Earnings With Degree) − (Total Career Earnings Without Degree) − (Total Education Cost Including Interest on Loans).
  4. Job market outlook for Finance graduates uses BLS Occupational Outlook Handbook 10-year projections (2024-2034 base period).
  5. Default rates and loan data sourced from College Scorecard (US Department of Education), which tracks repayment outcomes by institution.

Authoritative US education data sources:

Education Disclaimer: Salary and ROI estimates are projections based on national and state-level averages. Individual outcomes depend on institution prestige, GPA, internships, location, network, and economic conditions. Always verify current tuition with the institution directly, and consult a financial aid counselor before taking on student loans. Use the Federal Loan Simulator to model repayment scenarios.

Reviewed by Brazora Monk · Last updated 2026 · IPEDS & BLS data current as of latest annual release

Financial Aid Resources for Tempe Students

Beyond federal aid (FAFSA), Arizona students have access to state-specific grants, scholarships, and tuition assistance programs. The 2026-27 FAFSA also added a new Low Earnings Indicator (Dec 2025) flagging programs where graduates earn less than non-college peers — check your target school's status:

📋 Federal Aid (FAFSA)

Pell Grant up to $7,395/yr (2026-27). Subsidized loans at 6.53% (academic year 25-26):

🏛️ State Grants (Arizona)

State-specific grants stack with federal aid:

🎓 College Outcomes Data

Verify earnings + debt before enrolling:

💰 Scholarship Search

Free, official, scam-free scholarship databases:

2026-27 FAFSA tip: The new Low Earnings Indicator flags programs where graduates earn less than non-graduates. Check this before enrolling. Speak with a NASFAA-credentialed financial aid counselor at your target school.

Finance Degree in Tempe — FAQ

Data Sources: Salary data from BLS Occupational Outlook Handbook. Cost of living from BLS Regional Data. College data from NCES/IPEDS. Updated March 2026.

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