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Finance Degree in Newark, NJ — Salary & ROI 2026

Finance degree analysis for Newark, NJ. COL-adjusted salary data, local tuition costs, ROI calculator, and job market outlook.

Starting Salary

$95K

COL-adjusted

Mid-Career

$149K

COL-adjusted

ROI Payback

2.7 yrs

in Newark

Cost of Living

135

index (100 = avg)

Finance in Newark, NJ Overview

Newark, New Jersey (pop. 311,549) has 14 colleges offering Finance programs. The local cost of living index of 135 is higher than average, so budget accordingly, with average rent near campus at $1,595/month. Finance enrollment is stable nationwide, with steady demand for graduates skilled in Financial Modeling and Valuation. The adjusted starting salary in Newark is approximately $94,500, growing to $148,500 by mid-career.

Category

Business

Local Colleges

14

Public Tuition

$16,507/yr

Private Tuition

$47,742/yr

Room & Board

$15,130/yr

Avg Fin. Aid

$8,623/yr

Unemployment

3.6%

Graduation Rate

74%

Finance Salary in Newark (COL-Adjusted)

Salaries adjusted for Newark's cost of living index of 135 (national average = 100).

Entry Level (0-2 yrs)
$94,500(+$24,500 vs national)
Mid Career (5-9 yrs)
$148,500(+$38,500 vs national)
Senior Level (15+ yrs)
$195,750(+$50,750 vs national)

Note: National average Finance salary: $70,000 starting, $110,000 mid-career, $145,000 senior level.Newark adjustment factor: 1.35x based on the local cost of living index.

Finance ROI Calculator for Newark

Estimate your return on investment for a Finance degree using local Newark tuition and cost of living data.

Public avg: $16,507 | Private avg: $47,742

Newark avg aid: $8,623/yr

Federal avg: 6.5% | Private: 4-14%

Total Education Cost

$126,548

tuition + room & board - aid

Annual Earnings Premium

$47,250

vs HS diploma in Newark

ROI Payback Period

2.7 years

to break even

Lifetime Return in Newark

$1,155,952

Lifetime earnings premium ($1,282,500) minus total education cost ($126,548)

Student Loan Payoff for Finance in Newark

Standard Plan (10 years)

Loan Amount$126,548
Monthly Payment$1,437
Total Interest$45,883
% of Monthly Income18%

Aggressive Plan (5 years)

Loan Amount$126,548
Monthly Payment$2,476
Total Interest$22,015
Interest Savings$23,868

Colleges in Newark for Finance

Rutgers University-Newark

public

$14,974/yr

$59,896 total

New Jersey Institute of Technology

public

$18,040/yr

$72,160 total

Community Colleges (2-Year Transfer)

Essex County College

$5,040/yr

Top Employers for Finance in Newark

Newark offers opportunities in Financial services, Consulting firms, Fortune 500 companies for Finance graduates. National top employers in this field include:

JPMorganGoldman SachsMorgan StanleyBlackRockDeloitte

Key Newark Hiring Sectors for Business

Financial services

Consulting firms

Fortune 500 companies

Startups

Marketing agencies

Common Finance Job Titles

Financial AnalystInvestment BankerPortfolio Manager

Finance Degree in Newark — FAQ

Data Sources: Salary data from BLS Occupational Outlook Handbook. Cost of living from BLS Regional Data. College data from NCES/IPEDS. Updated March 2026.

Explore More

Compare Finance ROI in other cities, or explore other majors in Newark.

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