DegreeCalc

Finance Degree in Lubbock, TX — Salary & ROI 2026

Finance degree analysis for Lubbock, TX. COL-adjusted salary data, local tuition costs, ROI calculator, and job market outlook.

Starting Salary

$57K

COL-adjusted

Mid-Career

$90K

COL-adjusted

ROI Payback

3.4 yrs

in Lubbock

Cost of Living

82

index (100 = avg)

Finance in Lubbock, TX Overview

Lubbock is one of Texas's top college towns, with 26 institutions and a student population of 104,491. Public tuition averages $11,380/year here — well below the national average, making it a cost-effective choice. Finance enrollment is stable nationwide, with steady demand for graduates skilled in Financial Modeling and Valuation. The adjusted starting salary in Lubbock is approximately $57,400, growing to $90,200 by mid-career.

Category

Business

Local Colleges

26

Public Tuition

$11,380/yr

Private Tuition

$26,460/yr

Room & Board

$12,797/yr

Avg Fin. Aid

$15,179/yr

Unemployment

5.5%

Graduation Rate

72%

Finance Salary in Lubbock (COL-Adjusted)

Salaries adjusted for Lubbock's cost of living index of 82 (national average = 100).

Entry Level (0-2 yrs)
$57,400($-12,600 vs national)
Mid Career (5-9 yrs)
$90,200($-19,800 vs national)
Senior Level (15+ yrs)
$118,900($-26,100 vs national)

Note: National average Finance salary: $70,000 starting, $110,000 mid-career, $145,000 senior level.Lubbock adjustment factor: 0.82x based on the local cost of living index.

Finance ROI Calculator for Lubbock

Estimate your return on investment for a Finance degree using local Lubbock tuition and cost of living data.

Public avg: $11,380 | Private avg: $26,460

Lubbock avg aid: $15,179/yr

Federal avg: 6.5% | Private: 4-14%

Total Education Cost

$96,708

tuition + room & board - aid

Annual Earnings Premium

$28,700

vs HS diploma in Lubbock

ROI Payback Period

3.4 years

to break even

Lifetime Return in Lubbock

$682,292

Lifetime earnings premium ($779,000) minus total education cost ($96,708)

Student Loan Payoff for Finance in Lubbock

Standard Plan (10 years)

Loan Amount$96,708
Monthly Payment$1,098
Total Interest$35,064
% of Monthly Income23%

Aggressive Plan (5 years)

Loan Amount$96,708
Monthly Payment$1,892
Total Interest$16,824
Interest Savings$18,240

Colleges in Lubbock for Finance

Texas Tech University

public

$11,380/yr

$45,520 total

Lubbock Christian University

private

$26,460/yr

$105,840 total

Community Colleges (2-Year Transfer)

South Plains College Lubbock Center

$2,604/yr

Top Employers for Finance in Lubbock

Lubbock offers opportunities in Financial services, Consulting firms, Fortune 500 companies for Finance graduates. National top employers in this field include:

JPMorganGoldman SachsMorgan StanleyBlackRockDeloitte

Key Lubbock Hiring Sectors for Business

Financial services

Consulting firms

Fortune 500 companies

Startups

Marketing agencies

Common Finance Job Titles

Financial AnalystInvestment BankerPortfolio Manager

Finance Degree in Lubbock — FAQ

Data Sources: Salary data from BLS Occupational Outlook Handbook. Cost of living from BLS Regional Data. College data from NCES/IPEDS. Updated March 2026.

Explore More

Compare Finance ROI in other cities, or explore other majors in Lubbock.

Frequently Asked Questions

Related Calculators