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Finance Degree in Lexington, KY — Salary & ROI 2026

Finance degree analysis for Lexington, KY. COL-adjusted salary data, local tuition costs, ROI calculator, and job market outlook.

Starting Salary

$75K

COL-adjusted

Mid-Career

$118K

COL-adjusted

ROI Payback

2.5 yrs

in Lexington

Cost of Living

107

index (100 = avg)

Finance in Lexington, KY Overview

Lexington, Kentucky (pop. 322,570) has 14 colleges offering Finance programs. The local cost of living index of 107 is near the national average, with average rent near campus at $1,265/month. Finance enrollment is stable nationwide, with steady demand for graduates skilled in Financial Modeling and Valuation. The adjusted starting salary in Lexington is approximately $74,900, growing to $117,700 by mid-career.

Category

Business

Local Colleges

14

Public Tuition

$12,360/yr

Private Tuition

$42,200/yr

Room & Board

$10,700/yr

Avg Fin. Aid

$8,397/yr

Unemployment

6.4%

Graduation Rate

65%

Finance Salary in Lexington (COL-Adjusted)

Salaries adjusted for Lexington's cost of living index of 107 (national average = 100).

Entry Level (0-2 yrs)
$74,900(+$4,900 vs national)
Mid Career (5-9 yrs)
$117,700(+$7,700 vs national)
Senior Level (15+ yrs)
$155,150(+$10,150 vs national)

Note: National average Finance salary: $70,000 starting, $110,000 mid-career, $145,000 senior level.Lexington adjustment factor: 1.07x based on the local cost of living index.

Finance ROI Calculator for Lexington

Estimate your return on investment for a Finance degree using local Lexington tuition and cost of living data.

Public avg: $12,360 | Private avg: $42,200

Lexington avg aid: $8,397/yr

Federal avg: 6.5% | Private: 4-14%

Total Education Cost

$92,240

tuition + room & board - aid

Annual Earnings Premium

$37,450

vs HS diploma in Lexington

ROI Payback Period

2.5 years

to break even

Lifetime Return in Lexington

$924,260

Lifetime earnings premium ($1,016,500) minus total education cost ($92,240)

Student Loan Payoff for Finance in Lexington

Standard Plan (10 years)

Loan Amount$92,240
Monthly Payment$1,047
Total Interest$33,444
% of Monthly Income17%

Aggressive Plan (5 years)

Loan Amount$92,240
Monthly Payment$1,805
Total Interest$16,047
Interest Savings$17,397

Colleges in Lexington for Finance

University of Kentucky

public

$12,360/yr

$49,440 total

Transylvania University

private

$42,200/yr

$168,800 total

Community Colleges (2-Year Transfer)

Bluegrass Community and Technical College

$4,680/yr

Top Employers for Finance in Lexington

Lexington offers opportunities in Financial services, Consulting firms, Fortune 500 companies for Finance graduates. National top employers in this field include:

JPMorganGoldman SachsMorgan StanleyBlackRockDeloitte

Key Lexington Hiring Sectors for Business

Financial services

Consulting firms

Fortune 500 companies

Startups

Marketing agencies

Common Finance Job Titles

Financial AnalystInvestment BankerPortfolio Manager

Finance Degree in Lexington — FAQ

Data Sources: Salary data from BLS Occupational Outlook Handbook. Cost of living from BLS Regional Data. College data from NCES/IPEDS. Updated March 2026.

Explore More

Compare Finance ROI in other cities, or explore other majors in Lexington.

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