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Finance Degree in Houston, TX — Salary & ROI 2026

Finance degree analysis for Houston, TX. COL-adjusted salary data, local tuition costs, ROI calculator, and job market outlook.

Starting Salary

$81K

COL-adjusted

Mid-Career

$127K

COL-adjusted

ROI Payback

2.4 yrs

in Houston

Cost of Living

115

index (100 = avg)

Finance in Houston, TX Overview

Houston is one of Texas's top college towns, with 90 institutions and a student population of 71,513. Public tuition averages $10,200/year here — well below the national average, making it a cost-effective choice. Finance enrollment is stable nationwide, with steady demand for graduates skilled in Financial Modeling and Valuation. The adjusted starting salary in Houston is approximately $80,500, growing to $126,500 by mid-career.

Category

Business

Local Colleges

90

Public Tuition

$10,200/yr

Private Tuition

$56,280/yr

Room & Board

$13,520/yr

Avg Fin. Aid

$13,081/yr

Unemployment

5.2%

Graduation Rate

72%

Finance Salary in Houston (COL-Adjusted)

Salaries adjusted for Houston's cost of living index of 115 (national average = 100).

Entry Level (0-2 yrs)
$80,500(+$10,500 vs national)
Mid Career (5-9 yrs)
$126,500(+$16,500 vs national)
Senior Level (15+ yrs)
$166,750(+$21,750 vs national)

Note: National average Finance salary: $70,000 starting, $110,000 mid-career, $145,000 senior level.Houston adjustment factor: 1.15x based on the local cost of living index.

Finance ROI Calculator for Houston

Estimate your return on investment for a Finance degree using local Houston tuition and cost of living data.

Public avg: $10,200 | Private avg: $56,280

Houston avg aid: $13,081/yr

Federal avg: 6.5% | Private: 4-14%

Total Education Cost

$94,880

tuition + room & board - aid

Annual Earnings Premium

$40,250

vs HS diploma in Houston

ROI Payback Period

2.4 years

to break even

Lifetime Return in Houston

$997,620

Lifetime earnings premium ($1,092,500) minus total education cost ($94,880)

Student Loan Payoff for Finance in Houston

Standard Plan (10 years)

Loan Amount$94,880
Monthly Payment$1,077
Total Interest$34,401
% of Monthly Income16%

Aggressive Plan (5 years)

Loan Amount$94,880
Monthly Payment$1,856
Total Interest$16,506
Interest Savings$17,895

Colleges in Houston for Finance

University of Houston

public

$11,164/yr

$44,656 total

Rice University

private

$56,280/yr

$225,120 total

Texas Southern University

public

$9,236/yr

$36,944 total

Community Colleges (2-Year Transfer)

Houston Community College

$2,688/yr

Top Employers for Finance in Houston

Houston offers opportunities in Financial services, Consulting firms, Fortune 500 companies for Finance graduates. National top employers in this field include:

JPMorganGoldman SachsMorgan StanleyBlackRockDeloitte

Key Houston Hiring Sectors for Business

Financial services

Consulting firms

Fortune 500 companies

Startups

Marketing agencies

Common Finance Job Titles

Financial AnalystInvestment BankerPortfolio Manager

Finance Degree in Houston — FAQ

Data Sources: Salary data from BLS Occupational Outlook Handbook. Cost of living from BLS Regional Data. College data from NCES/IPEDS. Updated March 2026.

Explore More

Compare Finance ROI in other cities, or explore other majors in Houston.

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