Finance Degree in Chattanooga, TN — Salary & ROI 2026
Finance degree analysis for Chattanooga, TN. COL-adjusted salary data, local tuition costs, ROI calculator, and job market outlook.
Starting Salary
$56K
COL-adjusted
Mid-Career
$88K
COL-adjusted
ROI Payback
3.1 yrs
in Chattanooga
Cost of Living
80
index (100 = avg)
Finance in Chattanooga, TN Overview
While Chattanooga has a smaller college scene with 5 institutions, Finance students benefit from lower tuition costs. Room and board averages $12,210/year, and the car-friendly layout shapes the student experience. Finance enrollment is stable nationwide, with steady demand for graduates skilled in Financial Modeling and Valuation. The adjusted starting salary in Chattanooga is approximately $56,000, growing to $88,000 by mid-career.
Category
Business
Local Colleges
5
Public Tuition
$9,648/yr
Private Tuition
$39,466/yr
Room & Board
$12,210/yr
Avg Fin. Aid
$9,310/yr
Unemployment
3%
Graduation Rate
50%
Finance Salary in Chattanooga (COL-Adjusted)
Salaries adjusted for Chattanooga's cost of living index of 80 (national average = 100).
Note: National average Finance salary: $70,000 starting, $110,000 mid-career, $145,000 senior level.Chattanooga adjustment factor: 0.80x based on the local cost of living index.
Finance ROI Calculator for Chattanooga
Estimate your return on investment for a Finance degree using local Chattanooga tuition and cost of living data.
Public avg: $9,648 | Private avg: $39,466
Chattanooga avg aid: $9,310/yr
Federal avg: 6.5% | Private: 4-14%
Total Education Cost
$87,432
tuition + room & board - aid
Annual Earnings Premium
$28,000
vs HS diploma in Chattanooga
ROI Payback Period
3.1 years
to break even
Lifetime Return in Chattanooga
$672,568
Lifetime earnings premium ($760,000) minus total education cost ($87,432)
Student Loan Payoff for Finance in Chattanooga
Standard Plan (10 years)
Aggressive Plan (5 years)
Colleges in Chattanooga for Finance
University of Tennessee at Chattanooga
public
$9,648/yr
$38,592 total
Community Colleges (2-Year Transfer)
Chattanooga State Community College
$4,320/yr
Top Employers for Finance in Chattanooga
Chattanooga offers opportunities in Financial services, Consulting firms, Fortune 500 companies for Finance graduates. National top employers in this field include:
Key Chattanooga Hiring Sectors for Business
Financial services
Consulting firms
Fortune 500 companies
Startups
Marketing agencies
Common Finance Job Titles
Finance in Nearby Tennessee Cities
Nashville, TN
$64K starting · COL 92
35 colleges
Memphis, TN
$65K starting · COL 93
22 colleges
Knoxville, TN
$60K starting · COL 85
5 colleges
Clarksville, TN
$63K starting · COL 90
9 colleges
Murfreesboro, TN
$64K starting · COL 91
10 colleges
Franklin, TN
$83K starting · COL 118.5
4 colleges
Jackson, TN
$58K starting · COL 82.5
3 colleges
Johnson City, TN
$74K starting · COL 105
6 colleges
Other Business Majors in Chattanooga
Business Analytics
$62K starting · 2 yr ROI
Economics
$52K starting · 4 yr ROI
Information Systems
$40K starting · 3.3 yr ROI
Supply Chain Management
$40K starting · 3.5 yr ROI
Operations Management
$40K starting · 3.8 yr ROI
Accounting
$50K starting · 3.8 yr ROI
Real Estate
$40K starting · 4 yr ROI
Business Administration
$46K starting · 4.2 yr ROI
Finance Degree in Chattanooga — FAQ
Data Sources: Salary data from BLS Occupational Outlook Handbook. Cost of living from BLS Regional Data. College data from NCES/IPEDS. Updated March 2026.
Explore More
Compare Finance ROI in other cities, or explore other majors in Chattanooga.