Finance Degree in Cambridge, MA — Salary & ROI 2026
Finance degree analysis for Cambridge, MA. COL-adjusted salary data, local tuition costs, ROI calculator, and job market outlook.
Starting Salary
$93K
COL-adjusted
Mid-Career
$146K
COL-adjusted
ROI Payback
2.6 yrs
in Cambridge
Cost of Living
133
index (100 = avg)
Finance in Cambridge, MA Overview
Cambridge, Massachusetts (pop. 118,403) has 6 colleges offering Finance programs. The local cost of living index of 133 is higher than average, so budget accordingly, with average rent near campus at $1,322/month. Finance enrollment is stable nationwide, with steady demand for graduates skilled in Financial Modeling and Valuation. The adjusted starting salary in Cambridge is approximately $93,100, growing to $146,300 by mid-career.
Category
Business
Local Colleges
6
Public Tuition
$13,207/yr
Private Tuition
$57,624/yr
Room & Board
$17,447/yr
Avg Fin. Aid
$14,677/yr
Unemployment
3.7%
Graduation Rate
75%
Finance Salary in Cambridge (COL-Adjusted)
Salaries adjusted for Cambridge's cost of living index of 133 (national average = 100).
Note: National average Finance salary: $70,000 starting, $110,000 mid-career, $145,000 senior level.Cambridge adjustment factor: 1.33x based on the local cost of living index.
Finance ROI Calculator for Cambridge
Estimate your return on investment for a Finance degree using local Cambridge tuition and cost of living data.
Public avg: $13,207 | Private avg: $57,624
Cambridge avg aid: $14,677/yr
Federal avg: 6.5% | Private: 4-14%
Total Education Cost
$122,616
tuition + room & board - aid
Annual Earnings Premium
$46,550
vs HS diploma in Cambridge
ROI Payback Period
2.6 years
to break even
Lifetime Return in Cambridge
$1,140,884
Lifetime earnings premium ($1,263,500) minus total education cost ($122,616)
Student Loan Payoff for Finance in Cambridge
Standard Plan (10 years)
Aggressive Plan (5 years)
Colleges in Cambridge for Finance
Harvard University
private
$57,261/yr
$229,044 total
MIT
private
$57,986/yr
$231,944 total
Community Colleges (2-Year Transfer)
Bunker Hill Community College
$5,760/yr
Top Employers for Finance in Cambridge
Cambridge offers opportunities in Financial services, Consulting firms, Fortune 500 companies for Finance graduates. National top employers in this field include:
Key Cambridge Hiring Sectors for Business
Financial services
Consulting firms
Fortune 500 companies
Startups
Marketing agencies
Common Finance Job Titles
Finance in Nearby Massachusetts Cities
Boston, MA
$96K starting · COL 137
24 colleges
Worcester, MA
$82K starting · COL 117
11 colleges
Springfield, MA
$93K starting · COL 133
6 colleges
Lowell, MA
$79K starting · COL 112.5
5 colleges
Brockton, MA
$76K starting · COL 108.5
5 colleges
Quincy, MA
$90K starting · COL 128.5
4 colleges
New Bedford, MA
$72K starting · COL 102.5
4 colleges
Lynn, MA
$83K starting · COL 118.5
4 colleges
Other Business Majors in Cambridge
Business Analytics
$104K starting · 2 yr ROI
Economics
$86K starting · 4 yr ROI
Information Systems
$67K starting · 3.3 yr ROI
Supply Chain Management
$67K starting · 3.5 yr ROI
Operations Management
$67K starting · 3.8 yr ROI
Accounting
$82K starting · 3.8 yr ROI
Real Estate
$67K starting · 4 yr ROI
Business Administration
$77K starting · 4.2 yr ROI
Finance Degree in Cambridge — FAQ
Data Sources: Salary data from BLS Occupational Outlook Handbook. Cost of living from BLS Regional Data. College data from NCES/IPEDS. Updated March 2026.
Explore More
Compare Finance ROI in other cities, or explore other majors in Cambridge.