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Elementary Education Degree in Toledo, OH — Salary & ROI 2026

Elementary Education degree analysis for Toledo, OH. COL-adjusted salary data, local tuition costs, ROI calculator, and job market outlook.

Starting Salary

$54K

COL-adjusted

Mid-Career

$59K

COL-adjusted

ROI Payback

4.9 yrs

in Toledo

Cost of Living

108

index (100 = avg)

Elementary Education in Toledo, OH Overview

Toledo, Ohio (pop. 270,871) has 16 colleges offering Elementary Education programs. The local cost of living index of 108 is near the national average, with average rent near campus at $1,025/month. Although national enrollment in Elementary Education has been declining, graduates with skills in Lesson Planning and Classroom Management remain competitive in the job market. The adjusted starting salary in Toledo is approximately $54,000.

Category

Education

Local Colleges

16

Public Tuition

$10,630/yr

Private Tuition

$40,789/yr

Room & Board

$9,344/yr

Avg Fin. Aid

$8,457/yr

Unemployment

4.8%

Graduation Rate

66%

Elementary Education Salary in Toledo (COL-Adjusted)

Salaries adjusted for Toledo's cost of living index of 108 (national average = 100).

Entry Level (0-2 yrs)
$54,000(+$4,000 vs national)
Mid Career (5-9 yrs)
$59,400(+$4,400 vs national)
Senior Level (15+ yrs)
$66,960(+$4,960 vs national)

Note: National average Elementary Education salary: $50,000 starting, $55,000 mid-career, $62,000 senior level.Toledo adjustment factor: 1.08x based on the local cost of living index.

Elementary Education ROI Calculator for Toledo

Estimate your return on investment for a Elementary Education degree using local Toledo tuition and cost of living data.

Public avg: $10,630 | Private avg: $40,789

Toledo avg aid: $8,457/yr

Federal avg: 6.5% | Private: 4-14%

Total Education Cost

$79,896

tuition + room & board - aid

Annual Earnings Premium

$16,200

vs HS diploma in Toledo

ROI Payback Period

4.9 years

to break even

Lifetime Return in Toledo

$222,504

Lifetime earnings premium ($302,400) minus total education cost ($79,896)

Student Loan Payoff for Elementary Education in Toledo

Standard Plan (10 years)

Loan Amount$79,896
Monthly Payment$907
Total Interest$28,968
% of Monthly Income20%

Aggressive Plan (5 years)

Loan Amount$79,896
Monthly Payment$1,563
Total Interest$13,899
Interest Savings$15,069

Colleges in Toledo for Elementary Education

University of Toledo

public

$10,630/yr

$42,520 total

Community Colleges (2-Year Transfer)

Owens Community College

$4,344/yr

Top Employers for Elementary Education in Toledo

Toledo offers opportunities in School districts, Universities, EdTech companies for Elementary Education graduates. National top employers in this field include:

Public SchoolsPrivate SchoolsCharter SchoolsDepartment of EducationEducation Non-Profits

Key Toledo Hiring Sectors for Education

School districts

Universities

EdTech companies

Non-profits

Training organizations

Common Elementary Education Job Titles

Elementary TeacherCurriculum DeveloperInstructional Coach

Elementary Education Degree in Toledo — FAQ

Data Sources: Salary data from BLS Occupational Outlook Handbook. Cost of living from BLS Regional Data. College data from NCES/IPEDS. Updated March 2026.

Explore More

Compare Elementary Education ROI in other cities, or explore other majors in Toledo.

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