DegreeCalc

Education Degree in Toledo, OH — Salary & ROI 2026

Education degree analysis for Toledo, OH. COL-adjusted salary data, local tuition costs, ROI calculator, and job market outlook.

Starting Salary

$0

COL-adjusted

Mid-Career

$0

COL-adjusted

ROI Payback

N/A

in Toledo

Cost of Living

108

index (100 = avg)

Education in Toledo, OH Overview

Toledo, Ohio (pop. 270,871) has 16 colleges offering Education programs. The local cost of living index of 108 is near the national average, with average rent near campus at $1,025/month. Education enrollment is stable nationwide, with steady demand for graduates skilled in . The adjusted starting salary in Toledo is approximately $0.

Category

Education

Local Colleges

16

Public Tuition

$10,630/yr

Private Tuition

$40,789/yr

Room & Board

$9,344/yr

Avg Fin. Aid

$8,457/yr

Unemployment

4.8%

Graduation Rate

66%

Education Salary in Toledo (COL-Adjusted)

Salaries adjusted for Toledo's cost of living index of 108 (national average = 100).

Entry Level (0-2 yrs)
$0(+$0 vs national)
Mid Career (5-9 yrs)
$0(+$0 vs national)
Senior Level (15+ yrs)
$0(+$0 vs national)

Note: National average Education salary: $0 starting, $0 mid-career, $0 senior level.Toledo adjustment factor: 1.08x based on the local cost of living index.

Education ROI Calculator for Toledo

Estimate your return on investment for a Education degree using local Toledo tuition and cost of living data.

Public avg: $10,630 | Private avg: $40,789

Toledo avg aid: $8,457/yr

Federal avg: 6.5% | Private: 4-14%

Total Education Cost

$79,896

tuition + room & board - aid

Annual Earnings Premium

$-37,800

vs HS diploma in Toledo

ROI Payback Period

N/A

to break even

Lifetime Return in Toledo

$-79,896

Lifetime earnings premium ($0) minus total education cost ($79,896)

Student Loan Payoff for Education in Toledo

Standard Plan (10 years)

Loan Amount$79,896
Monthly Payment$907
Total Interest$28,968
% of Monthly IncomeInfinity%

Aggressive Plan (5 years)

Loan Amount$79,896
Monthly Payment$1,563
Total Interest$13,899
Interest Savings$15,069

Colleges in Toledo for Education

University of Toledo

public

$10,630/yr

$42,520 total

Community Colleges (2-Year Transfer)

Owens Community College

$4,344/yr

Top Employers for Education in Toledo

Toledo offers opportunities in School districts, Universities, EdTech companies for Education graduates. National top employers in this field include:

Key Toledo Hiring Sectors for Education

School districts

Universities

EdTech companies

Non-profits

Training organizations

Common Education Job Titles

Methodology & Education Data Sources

How we calculate Education degree outcomes in Toledo, OH: Our salary projections, ROI estimates, and tuition data combine multiple federal datasets to provide a localized view of education economics. We use a 10-year career-trajectory model standard in higher education research.

  1. Tuition data sourced from IPEDS (Integrated Postsecondary Education Data System), the federal education statistics database operated by NCES. Average tuition for Education programs reflects 4-year public/private weighted averages for Ohio.
  2. Career salary projections based on BLS Occupational Employment and Wage Statistics, with cost-of-living adjustments for Toledo using regional CPI data.
  3. 10-year ROI calculates: (Total Career Earnings With Degree) − (Total Career Earnings Without Degree) − (Total Education Cost Including Interest on Loans).
  4. Job market outlook for Education graduates uses BLS Occupational Outlook Handbook 10-year projections (2024-2034 base period).
  5. Default rates and loan data sourced from College Scorecard (US Department of Education), which tracks repayment outcomes by institution.

Authoritative US education data sources:

Education Disclaimer: Salary and ROI estimates are projections based on national and state-level averages. Individual outcomes depend on institution prestige, GPA, internships, location, network, and economic conditions. Always verify current tuition with the institution directly, and consult a financial aid counselor before taking on student loans. Use the Federal Loan Simulator to model repayment scenarios.

Reviewed by Brazora Monk · Last updated 2026 · IPEDS & BLS data current as of latest annual release

Financial Aid Resources for Toledo Students

Beyond federal aid (FAFSA), Ohio students have access to state-specific grants, scholarships, and tuition assistance programs. The 2026-27 FAFSA also added a new Low Earnings Indicator (Dec 2025) flagging programs where graduates earn less than non-college peers — check your target school's status:

📋 Federal Aid (FAFSA)

Pell Grant up to $7,395/yr (2026-27). Subsidized loans at 6.53% (academic year 25-26):

🏛️ State Grants (Ohio)

State-specific grants stack with federal aid:

🎓 College Outcomes Data

Verify earnings + debt before enrolling:

💰 Scholarship Search

Free, official, scam-free scholarship databases:

2026-27 FAFSA tip: The new Low Earnings Indicator flags programs where graduates earn less than non-graduates. Check this before enrolling. Speak with a NASFAA-credentialed financial aid counselor at your target school.

Education Degree in Toledo — FAQ

Data Sources: Salary data from BLS Occupational Outlook Handbook. Cost of living from BLS Regional Data. College data from NCES/IPEDS. Updated March 2026.

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