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Elementary Education Degree in Memphis, TN — Salary & ROI 2026

Elementary Education degree analysis for Memphis, TN. COL-adjusted salary data, local tuition costs, ROI calculator, and job market outlook.

Starting Salary

$47K

COL-adjusted

Mid-Career

$51K

COL-adjusted

ROI Payback

6.9 yrs

in Memphis

Cost of Living

93

index (100 = avg)

Elementary Education in Memphis, TN Overview

Memphis is one of Tennessee's top college towns, with 22 institutions and a student population of 42,935. Public tuition averages $9,944/year here — well below the national average, making it a cost-effective choice. Although national enrollment in Elementary Education has been declining, graduates with skills in Lesson Planning and Classroom Management remain competitive in the job market. The adjusted starting salary in Memphis is approximately $46,500.

Category

Education

Local Colleges

22

Public Tuition

$9,944/yr

Private Tuition

$44,033/yr

Room & Board

$14,138/yr

Avg Fin. Aid

$10,619/yr

Unemployment

3%

Graduation Rate

72%

Elementary Education Salary in Memphis (COL-Adjusted)

Salaries adjusted for Memphis's cost of living index of 93 (national average = 100).

Entry Level (0-2 yrs)
$46,500($-3,500 vs national)
Mid Career (5-9 yrs)
$51,150($-3,850 vs national)
Senior Level (15+ yrs)
$57,660($-4,340 vs national)

Note: National average Elementary Education salary: $50,000 starting, $55,000 mid-career, $62,000 senior level.Memphis adjustment factor: 0.93x based on the local cost of living index.

Elementary Education ROI Calculator for Memphis

Estimate your return on investment for a Elementary Education degree using local Memphis tuition and cost of living data.

Public avg: $9,944 | Private avg: $44,033

Memphis avg aid: $10,619/yr

Federal avg: 6.5% | Private: 4-14%

Total Education Cost

$96,328

tuition + room & board - aid

Annual Earnings Premium

$13,950

vs HS diploma in Memphis

ROI Payback Period

6.9 years

to break even

Lifetime Return in Memphis

$164,072

Lifetime earnings premium ($260,400) minus total education cost ($96,328)

Student Loan Payoff for Elementary Education in Memphis

Standard Plan (10 years)

Loan Amount$96,328
Monthly Payment$1,094
Total Interest$34,926
% of Monthly Income28%

Aggressive Plan (5 years)

Loan Amount$96,328
Monthly Payment$1,885
Total Interest$16,758
Interest Savings$18,168

Colleges in Memphis for Elementary Education

University of Memphis

public

$9,944/yr

$39,776 total

Rhodes College

private

$52,366/yr

$209,464 total

Christian Brothers University

private

$35,700/yr

$142,800 total

Community Colleges (2-Year Transfer)

Southwest Tennessee Community College

$4,464/yr

Top Employers for Elementary Education in Memphis

Memphis offers opportunities in School districts, Universities, EdTech companies for Elementary Education graduates. National top employers in this field include:

Public SchoolsPrivate SchoolsCharter SchoolsDepartment of EducationEducation Non-Profits

Key Memphis Hiring Sectors for Education

School districts

Universities

EdTech companies

Non-profits

Training organizations

Common Elementary Education Job Titles

Elementary TeacherCurriculum DeveloperInstructional Coach

Elementary Education Degree in Memphis — FAQ

Data Sources: Salary data from BLS Occupational Outlook Handbook. Cost of living from BLS Regional Data. College data from NCES/IPEDS. Updated March 2026.

Explore More

Compare Elementary Education ROI in other cities, or explore other majors in Memphis.

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