Music Education Degree in Memphis, TN — Salary & ROI 2026
Music Education degree analysis for Memphis, TN. COL-adjusted salary data, local tuition costs, ROI calculator, and job market outlook.
Starting Salary
$47K
COL-adjusted
Mid-Career
$51K
COL-adjusted
ROI Payback
6.9 yrs
in Memphis
Cost of Living
93
index (100 = avg)
Music Education in Memphis, TN Overview
Memphis is one of Tennessee's top college towns, with 22 institutions and a student population of 42,935. Public tuition averages $9,944/year here — well below the national average, making it a cost-effective choice. Although national enrollment in Music Education has been declining, graduates with skills in Music Theory and Conducting remain competitive in the job market. The adjusted starting salary in Memphis is approximately $46,500.
Category
Education
Local Colleges
22
Public Tuition
$9,944/yr
Private Tuition
$44,033/yr
Room & Board
$14,138/yr
Avg Fin. Aid
$10,619/yr
Unemployment
3%
Graduation Rate
72%
Music Education Salary in Memphis (COL-Adjusted)
Salaries adjusted for Memphis's cost of living index of 93 (national average = 100).
Note: National average Music Education salary: $50,000 starting, $55,000 mid-career, $65,000 senior level.Memphis adjustment factor: 0.93x based on the local cost of living index.
Music Education ROI Calculator for Memphis
Estimate your return on investment for a Music Education degree using local Memphis tuition and cost of living data.
Public avg: $9,944 | Private avg: $44,033
Memphis avg aid: $10,619/yr
Federal avg: 6.5% | Private: 4-14%
Total Education Cost
$96,328
tuition + room & board - aid
Annual Earnings Premium
$13,950
vs HS diploma in Memphis
ROI Payback Period
6.9 years
to break even
Lifetime Return in Memphis
$136,172
Lifetime earnings premium ($232,500) minus total education cost ($96,328)
Student Loan Payoff for Music Education in Memphis
Standard Plan (10 years)
Aggressive Plan (5 years)
Colleges in Memphis for Music Education
University of Memphis
public
$9,944/yr
$39,776 total
Rhodes College
private
$52,366/yr
$209,464 total
Christian Brothers University
private
$35,700/yr
$142,800 total
Community Colleges (2-Year Transfer)
Southwest Tennessee Community College
$4,464/yr
Top Employers for Music Education in Memphis
Memphis offers opportunities in School districts, Universities, EdTech companies for Music Education graduates. National top employers in this field include:
Key Memphis Hiring Sectors for Education
School districts
Universities
EdTech companies
Non-profits
Training organizations
Common Music Education Job Titles
Music Education in Nearby Tennessee Cities
Nashville, TN
$46K starting · COL 92
35 colleges
Knoxville, TN
$43K starting · COL 85
5 colleges
Chattanooga, TN
$40K starting · COL 80
5 colleges
Clarksville, TN
$45K starting · COL 90
9 colleges
Murfreesboro, TN
$46K starting · COL 91
10 colleges
Franklin, TN
$59K starting · COL 118.5
4 colleges
Jackson, TN
$41K starting · COL 82.5
3 colleges
Johnson City, TN
$53K starting · COL 105
6 colleges
Other Education Majors in Memphis
Instructional Design & Technology
$47K starting · 3.8 yr ROI
Educational Psychology
$47K starting · 5 yr ROI
Higher Education Administration
$47K starting · 5.2 yr ROI
Elementary Education
$47K starting · 5 yr ROI
Special Education
$47K starting · 4.8 yr ROI
Physical Education
$47K starting · 5 yr ROI
Early Childhood Education
$47K starting · 6 yr ROI
Education
$0 starting · 0 yr ROI
Methodology & Education Data Sources
How we calculate Music Education degree outcomes in Memphis, TN: Our salary projections, ROI estimates, and tuition data combine multiple federal datasets to provide a localized view of education economics. We use a 10-year career-trajectory model standard in higher education research.
- Tuition data sourced from IPEDS (Integrated Postsecondary Education Data System), the federal education statistics database operated by NCES. Average tuition for Music Education programs reflects 4-year public/private weighted averages for Tennessee.
- Career salary projections based on BLS Occupational Employment and Wage Statistics, with cost-of-living adjustments for Memphis using regional CPI data.
- 10-year ROI calculates: (Total Career Earnings With Degree) − (Total Career Earnings Without Degree) − (Total Education Cost Including Interest on Loans).
- Job market outlook for Music Education graduates uses BLS Occupational Outlook Handbook 10-year projections (2024-2034 base period).
- Default rates and loan data sourced from College Scorecard (US Department of Education), which tracks repayment outcomes by institution.
Authoritative US education data sources:
- IPEDS — Integrated Postsecondary Education Data — official federal college data
- College Scorecard (US Dept of Education) — earnings, debt, completion rates
- BLS Occupational Outlook Handbook — Music Education career projections
- Federal Student Aid (FAFSA) — official US student loan and grant info
- NCES Digest of Education Statistics — comprehensive education data
- BLS Occupational Employment and Wages — entry-level salary data for Music Education grads
Education Disclaimer: Salary and ROI estimates are projections based on national and state-level averages. Individual outcomes depend on institution prestige, GPA, internships, location, network, and economic conditions. Always verify current tuition with the institution directly, and consult a financial aid counselor before taking on student loans. Use the Federal Loan Simulator to model repayment scenarios.
Reviewed by Brazora Monk · Last updated 2026 · IPEDS & BLS data current as of latest annual release
Financial Aid Resources for Memphis Students
Beyond federal aid (FAFSA), Tennessee students have access to state-specific grants, scholarships, and tuition assistance programs. The 2026-27 FAFSA also added a new Low Earnings Indicator (Dec 2025) flagging programs where graduates earn less than non-college peers — check your target school's status:
Pell Grant up to $7,395/yr (2026-27). Subsidized loans at 6.53% (academic year 25-26):
State-specific grants stack with federal aid:
- • USA.gov — Tennessee programs
- • NASFAA — State Aid Programs
- • Search "tennessee higher education commission grants"
Verify earnings + debt before enrolling:
- • College Scorecard — earnings, debt, completion
- • NCES College Navigator
- • IPEDS Net Price Calculator Center
Free, official, scam-free scholarship databases:
2026-27 FAFSA tip: The new Low Earnings Indicator flags programs where graduates earn less than non-graduates. Check this before enrolling. Speak with a NASFAA-credentialed financial aid counselor at your target school.
Music Education Degree in Memphis — FAQ
Data Sources: Salary data from BLS Occupational Outlook Handbook. Cost of living from BLS Regional Data. College data from NCES/IPEDS. Updated March 2026.
Explore More
Compare Music Education ROI in other cities, or explore other majors in Memphis.