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Educational Psychology Degree in Saint Paul, MN — Salary & ROI 2026

Educational Psychology degree analysis for Saint Paul, MN. COL-adjusted salary data, local tuition costs, ROI calculator, and job market outlook.

Starting Salary

$51K

COL-adjusted

Mid-Career

$66K

COL-adjusted

ROI Payback

7.2 yrs

in Saint Paul

Cost of Living

101.5

index (100 = avg)

Educational Psychology in Saint Paul, MN Overview

Saint Paul, Minnesota (pop. 311,527) has 11 colleges offering Educational Psychology programs. The local cost of living index of 101.5 is near the national average, with average rent near campus at $795/month. Educational Psychology enrollment is stable nationwide, with steady demand for graduates skilled in Learning Theory and Assessment Design. The adjusted starting salary in Saint Paul is approximately $50,750.

Category

Education

Local Colleges

11

Public Tuition

$14,200/yr

Private Tuition

$38,000/yr

Room & Board

$13,171/yr

Avg Fin. Aid

$13,478/yr

Unemployment

2.9%

Graduation Rate

47%

Educational Psychology Salary in Saint Paul (COL-Adjusted)

Salaries adjusted for Saint Paul's cost of living index of 101.5 (national average = 100).

Entry Level (0-2 yrs)
$50,750(+$750 vs national)
Mid Career (5-9 yrs)
$65,975(+$975 vs national)
Senior Level (15+ yrs)
$83,230(+$1,230 vs national)

Note: National average Educational Psychology salary: $50,000 starting, $65,000 mid-career, $82,000 senior level.Saint Paul adjustment factor: 1.01x based on the local cost of living index.

Educational Psychology ROI Calculator for Saint Paul

Estimate your return on investment for a Educational Psychology degree using local Saint Paul tuition and cost of living data.

Public avg: $14,200 | Private avg: $38,000

Saint Paul avg aid: $13,478/yr

Federal avg: 6.5% | Private: 4-14%

Total Education Cost

$109,484

tuition + room & board - aid

Annual Earnings Premium

$15,225

vs HS diploma in Saint Paul

ROI Payback Period

7.2 years

to break even

Lifetime Return in Saint Paul

$276,216

Lifetime earnings premium ($385,700) minus total education cost ($109,484)

Student Loan Payoff for Educational Psychology in Saint Paul

Standard Plan (10 years)

Loan Amount$109,484
Monthly Payment$1,243
Total Interest$39,696
% of Monthly Income29%

Aggressive Plan (5 years)

Loan Amount$109,484
Monthly Payment$2,142
Total Interest$19,047
Interest Savings$20,649

Colleges in Saint Paul for Educational Psychology

Saint Paul State University

public

$13,811/yr

$55,244 total

University of Saint Paul

public

$13,351/yr

$53,404 total

Saint Paul Institute of Technology

private

$43,387/yr

$173,548 total

Community Colleges (2-Year Transfer)

Saint Paul Community College

$5,443/yr

Minnesota Technical College - Saint Paul

$5,156/yr

Top Employers for Educational Psychology in Saint Paul

Saint Paul offers opportunities in School districts, Universities, EdTech companies for Educational Psychology graduates. National top employers in this field include:

SchoolsUniversitiesTesting CompaniesResearch LabsGovernment

Key Saint Paul Hiring Sectors for Education

School districts

Universities

EdTech companies

Non-profits

Training organizations

Common Educational Psychology Job Titles

School PsychologistEducational ResearcherAssessment Specialist

Educational Psychology Degree in Saint Paul — FAQ

Data Sources: Salary data from BLS Occupational Outlook Handbook. Cost of living from BLS Regional Data. College data from NCES/IPEDS. Updated March 2026.

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