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Educational Psychology Degree in New Bedford, MA — Salary & ROI 2026

Educational Psychology degree analysis for New Bedford, MA. COL-adjusted salary data, local tuition costs, ROI calculator, and job market outlook.

Starting Salary

$51K

COL-adjusted

Mid-Career

$67K

COL-adjusted

ROI Payback

8 yrs

in New Bedford

Cost of Living

102.5

index (100 = avg)

Educational Psychology in New Bedford, MA Overview

While New Bedford has a smaller college scene with 4 institutions, Educational Psychology students benefit from the close-knit academic community. Room and board averages $14,635/year, and the car-friendly layout shapes the student experience. Educational Psychology enrollment is stable nationwide, with steady demand for graduates skilled in Learning Theory and Assessment Design. The adjusted starting salary in New Bedford is approximately $51,250.

Category

Education

Local Colleges

4

Public Tuition

$16,100/yr

Private Tuition

$48,000/yr

Room & Board

$14,635/yr

Avg Fin. Aid

$9,843/yr

Unemployment

4.2%

Graduation Rate

63%

Educational Psychology Salary in New Bedford (COL-Adjusted)

Salaries adjusted for New Bedford's cost of living index of 102.5 (national average = 100).

Entry Level (0-2 yrs)
$51,250(+$1,250 vs national)
Mid Career (5-9 yrs)
$66,625(+$1,625 vs national)
Senior Level (15+ yrs)
$84,050(+$2,050 vs national)

Note: National average Educational Psychology salary: $50,000 starting, $65,000 mid-career, $82,000 senior level.New Bedford adjustment factor: 1.02x based on the local cost of living index.

Educational Psychology ROI Calculator for New Bedford

Estimate your return on investment for a Educational Psychology degree using local New Bedford tuition and cost of living data.

Public avg: $16,100 | Private avg: $48,000

New Bedford avg aid: $9,843/yr

Federal avg: 6.5% | Private: 4-14%

Total Education Cost

$122,940

tuition + room & board - aid

Annual Earnings Premium

$15,375

vs HS diploma in New Bedford

ROI Payback Period

8 years

to break even

Lifetime Return in New Bedford

$266,560

Lifetime earnings premium ($389,500) minus total education cost ($122,940)

Student Loan Payoff for Educational Psychology in New Bedford

Standard Plan (10 years)

Loan Amount$122,940
Monthly Payment$1,396
Total Interest$44,575
% of Monthly Income33%

Aggressive Plan (5 years)

Loan Amount$122,940
Monthly Payment$2,405
Total Interest$21,388
Interest Savings$23,187

Colleges in New Bedford for Educational Psychology

New Bedford State University

public

$15,984/yr

$63,936 total

University of New Bedford

public

$18,237/yr

$72,948 total

Community Colleges (2-Year Transfer)

New Bedford Community College

$5,720/yr

Top Employers for Educational Psychology in New Bedford

New Bedford offers opportunities in School districts, Universities, EdTech companies for Educational Psychology graduates. National top employers in this field include:

SchoolsUniversitiesTesting CompaniesResearch LabsGovernment

Key New Bedford Hiring Sectors for Education

School districts

Universities

EdTech companies

Non-profits

Training organizations

Common Educational Psychology Job Titles

School PsychologistEducational ResearcherAssessment Specialist

Educational Psychology Degree in New Bedford — FAQ

Data Sources: Salary data from BLS Occupational Outlook Handbook. Cost of living from BLS Regional Data. College data from NCES/IPEDS. Updated March 2026.

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Compare Educational Psychology ROI in other cities, or explore other majors in New Bedford.

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