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Economics Degree in Modesto, CA — Salary & ROI 2026

Economics degree analysis for Modesto, CA. COL-adjusted salary data, local tuition costs, ROI calculator, and job market outlook.

Starting Salary

$85K

COL-adjusted

Mid-Career

$130K

COL-adjusted

ROI Payback

2 yrs

in Modesto

Cost of Living

130

index (100 = avg)

Economics in Modesto, CA Overview

Modesto, California (pop. 218,464) has 9 colleges offering Economics programs. The local cost of living index of 130 is higher than average, so budget accordingly, with average rent near campus at $1,224/month. Economics enrollment is stable nationwide, with steady demand for graduates skilled in Econometrics and Statistical Analysis. The adjusted starting salary in Modesto is approximately $84,500, growing to $130,000 by mid-career.

Category

Business

Local Colleges

9

Public Tuition

$1,540/yr

Private Tuition

$57,167/yr

Room & Board

$18,295/yr

Avg Fin. Aid

$10,378/yr

Unemployment

4.2%

Graduation Rate

63%

Economics Salary in Modesto (COL-Adjusted)

Salaries adjusted for Modesto's cost of living index of 130 (national average = 100).

Entry Level (0-2 yrs)
$84,500(+$19,500 vs national)
Mid Career (5-9 yrs)
$130,000(+$30,000 vs national)
Senior Level (15+ yrs)
$169,000(+$39,000 vs national)

Note: National average Economics salary: $65,000 starting, $100,000 mid-career, $130,000 senior level.Modesto adjustment factor: 1.30x based on the local cost of living index.

Economics ROI Calculator for Modesto

Estimate your return on investment for a Economics degree using local Modesto tuition and cost of living data.

Public avg: $1,540 | Private avg: $57,167

Modesto avg aid: $10,378/yr

Federal avg: 6.5% | Private: 4-14%

Total Education Cost

$79,340

tuition + room & board - aid

Annual Earnings Premium

$39,000

vs HS diploma in Modesto

ROI Payback Period

2 years

to break even

Lifetime Return in Modesto

$1,025,660

Lifetime earnings premium ($1,105,000) minus total education cost ($79,340)

Student Loan Payoff for Economics in Modesto

Standard Plan (10 years)

Loan Amount$79,340
Monthly Payment$901
Total Interest$28,767
% of Monthly Income13%

Aggressive Plan (5 years)

Loan Amount$79,340
Monthly Payment$1,552
Total Interest$13,803
Interest Savings$14,964

Colleges in Modesto for Economics

Modesto Junior College

public

$1,540/yr

$6,160 total

Community Colleges (2-Year Transfer)

Modesto Junior College

$1,540/yr

Top Employers for Economics in Modesto

Modesto offers opportunities in Financial services, Consulting firms, Fortune 500 companies for Economics graduates. National top employers in this field include:

Federal ReserveWorld BankMcKinseyGoldman SachsIMF

Key Modesto Hiring Sectors for Business

Financial services

Consulting firms

Fortune 500 companies

Startups

Marketing agencies

Common Economics Job Titles

EconomistPolicy AnalystFinancial Analyst

Economics Degree in Modesto — FAQ

Data Sources: Salary data from BLS Occupational Outlook Handbook. Cost of living from BLS Regional Data. College data from NCES/IPEDS. Updated March 2026.

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