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Early Childhood Education Degree in Toledo, OH — Salary & ROI 2026

Early Childhood Education degree analysis for Toledo, OH. COL-adjusted salary data, local tuition costs, ROI calculator, and job market outlook.

Starting Salary

$54K

COL-adjusted

Mid-Career

$49K

COL-adjusted

ROI Payback

4.9 yrs

in Toledo

Cost of Living

108

index (100 = avg)

Early Childhood Education in Toledo, OH Overview

Toledo, Ohio (pop. 270,871) has 16 colleges offering Early Childhood Education programs. The local cost of living index of 108 is near the national average, with average rent near campus at $1,025/month. Early Childhood Education enrollment is stable nationwide, with steady demand for graduates skilled in Child Development and Play-Based Learning. The adjusted starting salary in Toledo is approximately $54,000.

Category

Education

Local Colleges

16

Public Tuition

$10,630/yr

Private Tuition

$40,789/yr

Room & Board

$9,344/yr

Avg Fin. Aid

$8,457/yr

Unemployment

4.8%

Graduation Rate

66%

Early Childhood Education Salary in Toledo (COL-Adjusted)

Salaries adjusted for Toledo's cost of living index of 108 (national average = 100).

Entry Level (0-2 yrs)
$54,000(+$4,000 vs national)
Mid Career (5-9 yrs)
$48,600(+$3,600 vs national)
Senior Level (15+ yrs)
$56,160(+$4,160 vs national)

Note: National average Early Childhood Education salary: $50,000 starting, $45,000 mid-career, $52,000 senior level.Toledo adjustment factor: 1.08x based on the local cost of living index.

Early Childhood Education ROI Calculator for Toledo

Estimate your return on investment for a Early Childhood Education degree using local Toledo tuition and cost of living data.

Public avg: $10,630 | Private avg: $40,789

Toledo avg aid: $8,457/yr

Federal avg: 6.5% | Private: 4-14%

Total Education Cost

$79,896

tuition + room & board - aid

Annual Earnings Premium

$16,200

vs HS diploma in Toledo

ROI Payback Period

4.9 years

to break even

Lifetime Return in Toledo

$114,504

Lifetime earnings premium ($194,400) minus total education cost ($79,896)

Student Loan Payoff for Early Childhood Education in Toledo

Standard Plan (10 years)

Loan Amount$79,896
Monthly Payment$907
Total Interest$28,968
% of Monthly Income20%

Aggressive Plan (5 years)

Loan Amount$79,896
Monthly Payment$1,563
Total Interest$13,899
Interest Savings$15,069

Colleges in Toledo for Early Childhood Education

University of Toledo

public

$10,630/yr

$42,520 total

Community Colleges (2-Year Transfer)

Owens Community College

$4,344/yr

Top Employers for Early Childhood Education in Toledo

Toledo offers opportunities in School districts, Universities, EdTech companies for Early Childhood Education graduates. National top employers in this field include:

PreschoolsHead StartChild Care CentersPublic SchoolsNon-Profits

Key Toledo Hiring Sectors for Education

School districts

Universities

EdTech companies

Non-profits

Training organizations

Common Early Childhood Education Job Titles

Preschool TeacherChild Development SpecialistHead Start Director

Early Childhood Education Degree in Toledo — FAQ

Data Sources: Salary data from BLS Occupational Outlook Handbook. Cost of living from BLS Regional Data. College data from NCES/IPEDS. Updated March 2026.

Explore More

Compare Early Childhood Education ROI in other cities, or explore other majors in Toledo.

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