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Early Childhood Education Degree in Frederick, MD — Salary & ROI 2026

Early Childhood Education degree analysis for Frederick, MD. COL-adjusted salary data, local tuition costs, ROI calculator, and job market outlook.

Starting Salary

$56K

COL-adjusted

Mid-Career

$51K

COL-adjusted

ROI Payback

6.2 yrs

in Frederick

Cost of Living

112.5

index (100 = avg)

Early Childhood Education in Frederick, MD Overview

While Frederick has a smaller college scene with 4 institutions, Early Childhood Education students benefit from lower tuition costs. Room and board averages $15,475/year, and the car-friendly layout shapes the student experience. Early Childhood Education enrollment is stable nationwide, with steady demand for graduates skilled in Child Development and Play-Based Learning. The adjusted starting salary in Frederick is approximately $56,250.

Category

Education

Local Colleges

4

Public Tuition

$10,800/yr

Private Tuition

$42,000/yr

Room & Board

$15,475/yr

Avg Fin. Aid

$13,491/yr

Unemployment

4.2%

Graduation Rate

66%

Early Childhood Education Salary in Frederick (COL-Adjusted)

Salaries adjusted for Frederick's cost of living index of 112.5 (national average = 100).

Entry Level (0-2 yrs)
$56,250(+$6,250 vs national)
Mid Career (5-9 yrs)
$50,625(+$5,625 vs national)
Senior Level (15+ yrs)
$58,500(+$6,500 vs national)

Note: National average Early Childhood Education salary: $50,000 starting, $45,000 mid-career, $52,000 senior level.Frederick adjustment factor: 1.13x based on the local cost of living index.

Early Childhood Education ROI Calculator for Frederick

Estimate your return on investment for a Early Childhood Education degree using local Frederick tuition and cost of living data.

Public avg: $10,800 | Private avg: $42,000

Frederick avg aid: $13,491/yr

Federal avg: 6.5% | Private: 4-14%

Total Education Cost

$105,100

tuition + room & board - aid

Annual Earnings Premium

$16,875

vs HS diploma in Frederick

ROI Payback Period

6.2 years

to break even

Lifetime Return in Frederick

$97,400

Lifetime earnings premium ($202,500) minus total education cost ($105,100)

Student Loan Payoff for Early Childhood Education in Frederick

Standard Plan (10 years)

Loan Amount$105,100
Monthly Payment$1,193
Total Interest$38,107
% of Monthly Income25%

Aggressive Plan (5 years)

Loan Amount$105,100
Monthly Payment$2,056
Total Interest$18,284
Interest Savings$19,823

Colleges in Frederick for Early Childhood Education

Frederick State University

public

$11,147/yr

$44,588 total

Community Colleges (2-Year Transfer)

Frederick Community College

$6,149/yr

Top Employers for Early Childhood Education in Frederick

Frederick offers opportunities in School districts, Universities, EdTech companies for Early Childhood Education graduates. National top employers in this field include:

PreschoolsHead StartChild Care CentersPublic SchoolsNon-Profits

Key Frederick Hiring Sectors for Education

School districts

Universities

EdTech companies

Non-profits

Training organizations

Common Early Childhood Education Job Titles

Preschool TeacherChild Development SpecialistHead Start Director

Early Childhood Education Degree in Frederick — FAQ

Data Sources: Salary data from BLS Occupational Outlook Handbook. Cost of living from BLS Regional Data. College data from NCES/IPEDS. Updated March 2026.

Explore More

Compare Early Childhood Education ROI in other cities, or explore other majors in Frederick.

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