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Chemistry Degree in Cambridge, MA — Salary & ROI 2026

Chemistry degree analysis for Cambridge, MA. COL-adjusted salary data, local tuition costs, ROI calculator, and job market outlook.

Starting Salary

$73K

COL-adjusted

Mid-Career

$113K

COL-adjusted

ROI Payback

4.6 yrs

in Cambridge

Cost of Living

133

index (100 = avg)

Chemistry in Cambridge, MA Overview

Cambridge, Massachusetts (pop. 118,403) has 6 colleges offering Chemistry programs. The local cost of living index of 133 is higher than average, so budget accordingly, with average rent near campus at $1,322/month. Although national enrollment in Chemistry has been declining, graduates with skills in Organic Chemistry and Analytical Chemistry remain competitive in the job market. The adjusted starting salary in Cambridge is approximately $73,150, growing to $113,050 by mid-career.

Category

STEM

Local Colleges

6

Public Tuition

$13,207/yr

Private Tuition

$57,624/yr

Room & Board

$17,447/yr

Avg Fin. Aid

$14,677/yr

Unemployment

3.7%

Graduation Rate

75%

Chemistry Salary in Cambridge (COL-Adjusted)

Salaries adjusted for Cambridge's cost of living index of 133 (national average = 100).

Entry Level (0-2 yrs)
$73,150(+$18,150 vs national)
Mid Career (5-9 yrs)
$113,050(+$28,050 vs national)
Senior Level (15+ yrs)
$146,300(+$36,300 vs national)

Note: National average Chemistry salary: $55,000 starting, $85,000 mid-career, $110,000 senior level.Cambridge adjustment factor: 1.33x based on the local cost of living index.

Chemistry ROI Calculator for Cambridge

Estimate your return on investment for a Chemistry degree using local Cambridge tuition and cost of living data.

Public avg: $13,207 | Private avg: $57,624

Cambridge avg aid: $14,677/yr

Federal avg: 6.5% | Private: 4-14%

Total Education Cost

$122,616

tuition + room & board - aid

Annual Earnings Premium

$26,600

vs HS diploma in Cambridge

ROI Payback Period

4.6 years

to break even

Lifetime Return in Cambridge

$608,884

Lifetime earnings premium ($731,500) minus total education cost ($122,616)

Student Loan Payoff for Chemistry in Cambridge

Standard Plan (10 years)

Loan Amount$122,616
Monthly Payment$1,392
Total Interest$44,458
% of Monthly Income23%

Aggressive Plan (5 years)

Loan Amount$122,616
Monthly Payment$2,399
Total Interest$21,331
Interest Savings$23,126

Colleges in Cambridge for Chemistry

Harvard University

private

$57,261/yr

$229,044 total

MIT

private

$57,986/yr

$231,944 total

Community Colleges (2-Year Transfer)

Bunker Hill Community College

$5,760/yr

Top Employers for Chemistry in Cambridge

Cambridge offers opportunities in Tech companies, Research labs, Government agencies for Chemistry graduates. National top employers in this field include:

PfizerDow ChemicalBASF3MMerck

Key Cambridge Hiring Sectors for STEM

Tech companies

Research labs

Government agencies

Startups

Consulting firms

Common Chemistry Job Titles

ChemistLab TechnicianQuality Control Analyst

Chemistry Degree in Cambridge — FAQ

Data Sources: Salary data from BLS Occupational Outlook Handbook. Cost of living from BLS Regional Data. College data from NCES/IPEDS. Updated March 2026.

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