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Biology Degree in San Francisco, CA — Salary & ROI 2026

Biology degree analysis for San Francisco, CA. COL-adjusted salary data, local tuition costs, ROI calculator, and job market outlook.

Starting Salary

$55K

COL-adjusted

Mid-Career

$86K

COL-adjusted

ROI Payback

6 yrs

in San Francisco

Cost of Living

114

index (100 = avg)

Biology in San Francisco, CA Overview

San Francisco is one of California's top college towns, with 22 institutions and a student population of 65,778. Public tuition averages $7,266/year here — well below the national average, making it a cost-effective choice. Biology enrollment is stable nationwide, with steady demand for graduates skilled in Cell Biology and Genetics. The adjusted starting salary in San Francisco is approximately $54,720, growing to $85,500 by mid-career.

Category

STEM

Local Colleges

22

Public Tuition

$7,266/yr

Private Tuition

$36,185/yr

Room & Board

$15,030/yr

Avg Fin. Aid

$11,071/yr

Unemployment

3.4%

Graduation Rate

58%

Biology Salary in San Francisco (COL-Adjusted)

Salaries adjusted for San Francisco's cost of living index of 114 (national average = 100).

Entry Level (0-2 yrs)
$54,720(+$6,720 vs national)
Mid Career (5-9 yrs)
$85,500(+$10,500 vs national)
Senior Level (15+ yrs)
$108,300(+$13,300 vs national)

Note: National average Biology salary: $48,000 starting, $75,000 mid-career, $95,000 senior level.San Francisco adjustment factor: 1.14x based on the local cost of living index.

Biology ROI Calculator for San Francisco

Estimate your return on investment for a Biology degree using local San Francisco tuition and cost of living data.

Public avg: $7,266 | Private avg: $36,185

San Francisco avg aid: $11,071/yr

Federal avg: 6.5% | Private: 4-14%

Total Education Cost

$89,184

tuition + room & board - aid

Annual Earnings Premium

$14,820

vs HS diploma in San Francisco

ROI Payback Period

6 years

to break even

Lifetime Return in San Francisco

$366,816

Lifetime earnings premium ($456,000) minus total education cost ($89,184)

Student Loan Payoff for Biology in San Francisco

Standard Plan (10 years)

Loan Amount$89,184
Monthly Payment$1,013
Total Interest$32,336
% of Monthly Income22%

Aggressive Plan (5 years)

Loan Amount$89,184
Monthly Payment$1,745
Total Interest$15,515
Interest Savings$16,821

Colleges in San Francisco for Biology

University of San Francisco

private

$54,514/yr

$218,056 total

San Francisco State University

public

$7,266/yr

$29,064 total

Golden Gate University

private

$17,856/yr

$71,424 total

Community Colleges (2-Year Transfer)

City College of San Francisco

$1,540/yr

Top Employers for Biology in San Francisco

San Francisco offers opportunities in Tech companies, Research labs, Government agencies for Biology graduates. National top employers in this field include:

NIHPfizerAmgenGenentechCDC

Key San Francisco Hiring Sectors for STEM

Tech companies

Research labs

Government agencies

Startups

Consulting firms

Common Biology Job Titles

Research AssistantLab TechnicianBiological Scientist

Biology Degree in San Francisco — FAQ

Data Sources: Salary data from BLS Occupational Outlook Handbook. Cost of living from BLS Regional Data. College data from NCES/IPEDS. Updated March 2026.

Explore More

Compare Biology ROI in other cities, or explore other majors in San Francisco.

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