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Biology Degree in Elgin, IL — Salary & ROI 2026

Biology degree analysis for Elgin, IL. COL-adjusted salary data, local tuition costs, ROI calculator, and job market outlook.

Starting Salary

$38K

COL-adjusted

Mid-Career

$59K

COL-adjusted

ROI Payback

7.8 yrs

in Elgin

Cost of Living

79

index (100 = avg)

Biology in Elgin, IL Overview

Elgin, Illinois (pop. 114,797) has 13 colleges offering Biology programs. The local cost of living index of 79 keeps student expenses low, with average rent near campus at $1,008/month. Biology enrollment is stable nationwide, with steady demand for graduates skilled in Cell Biology and Genetics. The adjusted starting salary in Elgin is approximately $37,920, growing to $59,250 by mid-career.

Category

STEM

Local Colleges

13

Public Tuition

$10,014/yr

Private Tuition

$30,900/yr

Room & Board

$9,983/yr

Avg Fin. Aid

$15,897/yr

Unemployment

4.7%

Graduation Rate

47%

Biology Salary in Elgin (COL-Adjusted)

Salaries adjusted for Elgin's cost of living index of 79 (national average = 100).

Entry Level (0-2 yrs)
$37,920($-10,080 vs national)
Mid Career (5-9 yrs)
$59,250($-15,750 vs national)
Senior Level (15+ yrs)
$75,050($-19,950 vs national)

Note: National average Biology salary: $48,000 starting, $75,000 mid-career, $95,000 senior level.Elgin adjustment factor: 0.79x based on the local cost of living index.

Biology ROI Calculator for Elgin

Estimate your return on investment for a Biology degree using local Elgin tuition and cost of living data.

Public avg: $10,014 | Private avg: $30,900

Elgin avg aid: $15,897/yr

Federal avg: 6.5% | Private: 4-14%

Total Education Cost

$79,988

tuition + room & board - aid

Annual Earnings Premium

$10,270

vs HS diploma in Elgin

ROI Payback Period

7.8 years

to break even

Lifetime Return in Elgin

$236,012

Lifetime earnings premium ($316,000) minus total education cost ($79,988)

Student Loan Payoff for Biology in Elgin

Standard Plan (10 years)

Loan Amount$79,988
Monthly Payment$908
Total Interest$29,002
% of Monthly Income29%

Aggressive Plan (5 years)

Loan Amount$79,988
Monthly Payment$1,565
Total Interest$13,915
Interest Savings$15,086

Colleges in Elgin for Biology

Judson University

private

$30,900/yr

$123,600 total

Community Colleges (2-Year Transfer)

Elgin Community College

$4,980/yr

Top Employers for Biology in Elgin

Elgin offers opportunities in Tech companies, Research labs, Government agencies for Biology graduates. National top employers in this field include:

NIHPfizerAmgenGenentechCDC

Key Elgin Hiring Sectors for STEM

Tech companies

Research labs

Government agencies

Startups

Consulting firms

Common Biology Job Titles

Research AssistantLab TechnicianBiological Scientist

Biology Degree in Elgin — FAQ

Data Sources: Salary data from BLS Occupational Outlook Handbook. Cost of living from BLS Regional Data. College data from NCES/IPEDS. Updated March 2026.

Explore More

Compare Biology ROI in other cities, or explore other majors in Elgin.

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