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Biology Degree in Cambridge, MA — Salary & ROI 2026

Biology degree analysis for Cambridge, MA. COL-adjusted salary data, local tuition costs, ROI calculator, and job market outlook.

Starting Salary

$64K

COL-adjusted

Mid-Career

$100K

COL-adjusted

ROI Payback

7.1 yrs

in Cambridge

Cost of Living

133

index (100 = avg)

Biology in Cambridge, MA Overview

Cambridge, Massachusetts (pop. 118,403) has 6 colleges offering Biology programs. The local cost of living index of 133 is higher than average, so budget accordingly, with average rent near campus at $1,322/month. Biology enrollment is stable nationwide, with steady demand for graduates skilled in Cell Biology and Genetics. The adjusted starting salary in Cambridge is approximately $63,840, growing to $99,750 by mid-career.

Category

STEM

Local Colleges

6

Public Tuition

$13,207/yr

Private Tuition

$57,624/yr

Room & Board

$17,447/yr

Avg Fin. Aid

$14,677/yr

Unemployment

3.7%

Graduation Rate

75%

Biology Salary in Cambridge (COL-Adjusted)

Salaries adjusted for Cambridge's cost of living index of 133 (national average = 100).

Entry Level (0-2 yrs)
$63,840(+$15,840 vs national)
Mid Career (5-9 yrs)
$99,750(+$24,750 vs national)
Senior Level (15+ yrs)
$126,350(+$31,350 vs national)

Note: National average Biology salary: $48,000 starting, $75,000 mid-career, $95,000 senior level.Cambridge adjustment factor: 1.33x based on the local cost of living index.

Biology ROI Calculator for Cambridge

Estimate your return on investment for a Biology degree using local Cambridge tuition and cost of living data.

Public avg: $13,207 | Private avg: $57,624

Cambridge avg aid: $14,677/yr

Federal avg: 6.5% | Private: 4-14%

Total Education Cost

$122,616

tuition + room & board - aid

Annual Earnings Premium

$17,290

vs HS diploma in Cambridge

ROI Payback Period

7.1 years

to break even

Lifetime Return in Cambridge

$409,384

Lifetime earnings premium ($532,000) minus total education cost ($122,616)

Student Loan Payoff for Biology in Cambridge

Standard Plan (10 years)

Loan Amount$122,616
Monthly Payment$1,392
Total Interest$44,458
% of Monthly Income26%

Aggressive Plan (5 years)

Loan Amount$122,616
Monthly Payment$2,399
Total Interest$21,331
Interest Savings$23,126

Colleges in Cambridge for Biology

Harvard University

private

$57,261/yr

$229,044 total

MIT

private

$57,986/yr

$231,944 total

Community Colleges (2-Year Transfer)

Bunker Hill Community College

$5,760/yr

Top Employers for Biology in Cambridge

Cambridge offers opportunities in Tech companies, Research labs, Government agencies for Biology graduates. National top employers in this field include:

NIHPfizerAmgenGenentechCDC

Key Cambridge Hiring Sectors for STEM

Tech companies

Research labs

Government agencies

Startups

Consulting firms

Common Biology Job Titles

Research AssistantLab TechnicianBiological Scientist

Biology Degree in Cambridge — FAQ

Data Sources: Salary data from BLS Occupational Outlook Handbook. Cost of living from BLS Regional Data. College data from NCES/IPEDS. Updated March 2026.

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Compare Biology ROI in other cities, or explore other majors in Cambridge.

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