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Aquatic Biology Degree in Toledo, OH — Salary & ROI 2026

Aquatic Biology degree analysis for Toledo, OH. COL-adjusted salary data, local tuition costs, ROI calculator, and job market outlook.

Starting Salary

$56K

COL-adjusted

Mid-Career

$81K

COL-adjusted

ROI Payback

4.4 yrs

in Toledo

Cost of Living

108

index (100 = avg)

Aquatic Biology in Toledo, OH Overview

Toledo, Ohio (pop. 270,871) has 16 colleges offering Aquatic Biology programs. The local cost of living index of 108 is near the national average, with average rent near campus at $1,025/month. Aquatic Biology has seen growing enrollment nationally, reflecting rising employer demand for Ecology and Water Quality skills. The adjusted starting salary in Toledo is approximately $56,160.

Category

Science

Local Colleges

16

Public Tuition

$10,630/yr

Private Tuition

$40,789/yr

Room & Board

$9,344/yr

Avg Fin. Aid

$8,457/yr

Unemployment

4.8%

Graduation Rate

66%

Aquatic Biology Salary in Toledo (COL-Adjusted)

Salaries adjusted for Toledo's cost of living index of 108 (national average = 100).

Entry Level (0-2 yrs)
$56,160(+$4,160 vs national)
Mid Career (5-9 yrs)
$81,000(+$6,000 vs national)
Senior Level (15+ yrs)
$108,000(+$8,000 vs national)

Note: National average Aquatic Biology salary: $52,000 starting, $75,000 mid-career, $100,000 senior level.Toledo adjustment factor: 1.08x based on the local cost of living index.

Aquatic Biology ROI Calculator for Toledo

Estimate your return on investment for a Aquatic Biology degree using local Toledo tuition and cost of living data.

Public avg: $10,630 | Private avg: $40,789

Toledo avg aid: $8,457/yr

Federal avg: 6.5% | Private: 4-14%

Total Education Cost

$79,896

tuition + room & board - aid

Annual Earnings Premium

$18,360

vs HS diploma in Toledo

ROI Payback Period

4.4 years

to break even

Lifetime Return in Toledo

$136,104

Lifetime earnings premium ($216,000) minus total education cost ($79,896)

Student Loan Payoff for Aquatic Biology in Toledo

Standard Plan (10 years)

Loan Amount$79,896
Monthly Payment$907
Total Interest$28,968
% of Monthly Income19%

Aggressive Plan (5 years)

Loan Amount$79,896
Monthly Payment$1,563
Total Interest$13,899
Interest Savings$15,069

Colleges in Toledo for Aquatic Biology

University of Toledo

public

$10,630/yr

$42,520 total

Community Colleges (2-Year Transfer)

Owens Community College

$4,344/yr

Top Employers for Aquatic Biology in Toledo

Toledo offers opportunities in Tech companies, Research labs, Government agencies for Aquatic Biology graduates. National top employers in this field include:

NOAAUSGSEPAAquaculture companies

Key Toledo Hiring Sectors for Science

Tech companies

Research labs

Government agencies

Startups

Consulting firms

Common Aquatic Biology Job Titles

Aquatic BiologistFisheries ScientistEnvironmental Consultant

Aquatic Biology Degree in Toledo — FAQ

Data Sources: Salary data from BLS Occupational Outlook Handbook. Cost of living from BLS Regional Data. College data from NCES/IPEDS. Updated March 2026.

Explore More

Compare Aquatic Biology ROI in other cities, or explore other majors in Toledo.

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