Actuarial Science Degree in Torrance, CA — Salary & ROI 2026
Actuarial Science degree analysis for Torrance, CA. COL-adjusted salary data, local tuition costs, ROI calculator, and job market outlook.
Starting Salary
$81K
COL-adjusted
Mid-Career
$195K
COL-adjusted
ROI Payback
5.2 yrs
in Torrance
Cost of Living
162.3
index (100 = avg)
Actuarial Science in Torrance, CA Overview
Torrance, California (pop. 147,067) has 6 colleges offering Actuarial Science programs. The local cost of living index of 162.3 is higher than average, so budget accordingly, with average rent near campus at $2,760/month. Actuarial Science enrollment is stable nationwide, with steady demand for graduates skilled in Probability and Risk Assessment. The adjusted starting salary in Torrance is approximately $81,150, growing to $194,760 by mid-career.
Category
STEM
Local Colleges
6
Public Tuition
$14,500/yr
Private Tuition
$42,000/yr
Room & Board
$17,017/yr
Avg Fin. Aid
$15,091/yr
Unemployment
5.3%
Graduation Rate
68%
Actuarial Science Salary in Torrance (COL-Adjusted)
Salaries adjusted for Torrance's cost of living index of 162.3 (national average = 100).
Note: National average Actuarial Science salary: $50,000 starting, $120,000 mid-career, $155,000 senior level.Torrance adjustment factor: 1.62x based on the local cost of living index.
Actuarial Science ROI Calculator for Torrance
Estimate your return on investment for a Actuarial Science degree using local Torrance tuition and cost of living data.
Public avg: $14,500 | Private avg: $42,000
Torrance avg aid: $15,091/yr
Federal avg: 6.5% | Private: 4-14%
Total Education Cost
$126,068
tuition + room & board - aid
Annual Earnings Premium
$24,345
vs HS diploma in Torrance
ROI Payback Period
5.2 years
to break even
Lifetime Return in Torrance
$1,578,082
Lifetime earnings premium ($1,704,150) minus total education cost ($126,068)
Student Loan Payoff for Actuarial Science in Torrance
Standard Plan (10 years)
Aggressive Plan (5 years)
Colleges in Torrance for Actuarial Science
Torrance State University
public
$14,860/yr
$59,440 total
University of Torrance
public
$15,109/yr
$60,436 total
Community Colleges (2-Year Transfer)
Torrance Community College
$6,853/yr
Top Employers for Actuarial Science in Torrance
Torrance offers opportunities in Tech companies, Research labs, Government agencies for Actuarial Science graduates. National top employers in this field include:
Key Torrance Hiring Sectors for STEM
Tech companies
Research labs
Government agencies
Startups
Consulting firms
Common Actuarial Science Job Titles
Actuarial Science in Nearby California Cities
Los Angeles, CA
$71K starting · COL 141
69 colleges
San Diego, CA
$70K starting · COL 140
68 colleges
San Jose, CA
$65K starting · COL 129
95 colleges
San Francisco, CA
$57K starting · COL 114
22 colleges
Fresno, CA
$59K starting · COL 118
37 colleges
Sacramento, CA
$56K starting · COL 112
38 colleges
Long Beach, CA
$58K starting · COL 116
14 colleges
Oakland, CA
$66K starting · COL 132
13 colleges
Other STEM Majors in Torrance
Prompt Engineering
$81K starting · 1.5 yr ROI
Computational Linguistics
$154K starting · 2 yr ROI
Computer Science
$138K starting · 2.8 yr ROI
Software Engineering
$143K starting · 2.7 yr ROI
Data Science
$133K starting · 3 yr ROI
Astrophysics
$138K starting · 3 yr ROI
Cybersecurity
$130K starting · 3 yr ROI
Robotics Engineering
$81K starting · 3 yr ROI
Actuarial Science Degree in Torrance — FAQ
Data Sources: Salary data from BLS Occupational Outlook Handbook. Cost of living from BLS Regional Data. College data from NCES/IPEDS. Updated March 2026.
Explore More
Compare Actuarial Science ROI in other cities, or explore other majors in Torrance.