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Actuarial Science Degree in Tempe, AZ — Salary & ROI 2026

Actuarial Science degree analysis for Tempe, AZ. COL-adjusted salary data, local tuition costs, ROI calculator, and job market outlook.

Starting Salary

$57K

COL-adjusted

Mid-Career

$136K

COL-adjusted

ROI Payback

7.6 yrs

in Tempe

Cost of Living

113

index (100 = avg)

Actuarial Science in Tempe, AZ Overview

While Tempe has a smaller college scene with 5 institutions, Actuarial Science students benefit from the close-knit academic community. Room and board averages $19,552/year, and the car-friendly layout shapes the student experience. Actuarial Science enrollment is stable nationwide, with steady demand for graduates skilled in Probability and Risk Assessment. The adjusted starting salary in Tempe is approximately $56,500, growing to $135,600 by mid-career.

Category

STEM

Local Colleges

5

Public Tuition

$12,467/yr

Private Tuition

$40,205/yr

Room & Board

$19,552/yr

Avg Fin. Aid

$15,200/yr

Unemployment

6.9%

Graduation Rate

73%

Actuarial Science Salary in Tempe (COL-Adjusted)

Salaries adjusted for Tempe's cost of living index of 113 (national average = 100).

Entry Level (0-2 yrs)
$56,500(+$6,500 vs national)
Mid Career (5-9 yrs)
$135,600(+$15,600 vs national)
Senior Level (15+ yrs)
$175,150(+$20,150 vs national)

Note: National average Actuarial Science salary: $50,000 starting, $120,000 mid-career, $155,000 senior level.Tempe adjustment factor: 1.13x based on the local cost of living index.

Actuarial Science ROI Calculator for Tempe

Estimate your return on investment for a Actuarial Science degree using local Tempe tuition and cost of living data.

Public avg: $12,467 | Private avg: $40,205

Tempe avg aid: $15,200/yr

Federal avg: 6.5% | Private: 4-14%

Total Education Cost

$128,076

tuition + room & board - aid

Annual Earnings Premium

$16,950

vs HS diploma in Tempe

ROI Payback Period

7.6 years

to break even

Lifetime Return in Tempe

$1,058,424

Lifetime earnings premium ($1,186,500) minus total education cost ($128,076)

Student Loan Payoff for Actuarial Science in Tempe

Standard Plan (10 years)

Loan Amount$128,076
Monthly Payment$1,454
Total Interest$46,437
% of Monthly Income31%

Aggressive Plan (5 years)

Loan Amount$128,076
Monthly Payment$2,506
Total Interest$22,281
Interest Savings$24,156

Colleges in Tempe for Actuarial Science

Arizona State University

public

$12,467/yr

$49,868 total

Community Colleges (2-Year Transfer)

Rio Salado College

$2,580/yr

Top Employers for Actuarial Science in Tempe

Tempe offers opportunities in Tech companies, Research labs, Government agencies for Actuarial Science graduates. National top employers in this field include:

AonMercerMillimanDeloitteMetLife

Key Tempe Hiring Sectors for STEM

Tech companies

Research labs

Government agencies

Startups

Consulting firms

Common Actuarial Science Job Titles

ActuaryRisk AnalystInsurance Underwriter

Actuarial Science Degree in Tempe — FAQ

Data Sources: Salary data from BLS Occupational Outlook Handbook. Cost of living from BLS Regional Data. College data from NCES/IPEDS. Updated March 2026.

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