Actuarial Science Degree in Sterling Heights, MI — Salary & ROI 2026
Actuarial Science degree analysis for Sterling Heights, MI. COL-adjusted salary data, local tuition costs, ROI calculator, and job market outlook.
Starting Salary
$46K
COL-adjusted
Mid-Career
$111K
COL-adjusted
ROI Payback
8.2 yrs
in Sterling Heights
Cost of Living
92.8
index (100 = avg)
Actuarial Science in Sterling Heights, MI Overview
While Sterling Heights has a smaller college scene with 5 institutions, Actuarial Science students benefit from the close-knit academic community. Room and board averages $13,034/year, and the car-friendly layout shapes the student experience. Actuarial Science enrollment is stable nationwide, with steady demand for graduates skilled in Probability and Risk Assessment. The adjusted starting salary in Sterling Heights is approximately $46,400, growing to $111,360 by mid-career.
Category
STEM
Local Colleges
5
Public Tuition
$15,400/yr
Private Tuition
$32,000/yr
Room & Board
$13,034/yr
Avg Fin. Aid
$15,898/yr
Unemployment
4.2%
Graduation Rate
49%
Actuarial Science Salary in Sterling Heights (COL-Adjusted)
Salaries adjusted for Sterling Heights's cost of living index of 92.8 (national average = 100).
Note: National average Actuarial Science salary: $50,000 starting, $120,000 mid-career, $155,000 senior level.Sterling Heights adjustment factor: 0.93x based on the local cost of living index.
Actuarial Science ROI Calculator for Sterling Heights
Estimate your return on investment for a Actuarial Science degree using local Sterling Heights tuition and cost of living data.
Public avg: $15,400 | Private avg: $32,000
Sterling Heights avg aid: $15,898/yr
Federal avg: 6.5% | Private: 4-14%
Total Education Cost
$113,736
tuition + room & board - aid
Annual Earnings Premium
$13,920
vs HS diploma in Sterling Heights
ROI Payback Period
8.2 years
to break even
Lifetime Return in Sterling Heights
$860,664
Lifetime earnings premium ($974,400) minus total education cost ($113,736)
Student Loan Payoff for Actuarial Science in Sterling Heights
Standard Plan (10 years)
Aggressive Plan (5 years)
Colleges in Sterling Heights for Actuarial Science
Sterling Heights State University
public
$14,092/yr
$56,368 total
University of Sterling Heights
public
$13,726/yr
$54,904 total
Community Colleges (2-Year Transfer)
Sterling Heights Community College
$5,763/yr
Top Employers for Actuarial Science in Sterling Heights
Sterling Heights offers opportunities in Tech companies, Research labs, Government agencies for Actuarial Science graduates. National top employers in this field include:
Key Sterling Heights Hiring Sectors for STEM
Tech companies
Research labs
Government agencies
Startups
Consulting firms
Common Actuarial Science Job Titles
Actuarial Science in Nearby Michigan Cities
Detroit, MI
$44K starting · COL 87
43 colleges
Grand Rapids, MI
$44K starting · COL 88
10 colleges
Warren, MI
$44K starting · COL 88.5
6 colleges
Ann Arbor, MI
$43K starting · COL 85
14 colleges
Lansing, MI
$43K starting · COL 85
6 colleges
Dearborn, MI
$45K starting · COL 90.5
5 colleges
Clinton Township, MI
$48K starting · COL 96.2
4 colleges
Canton Township, MI
$47K starting · COL 93.5
4 colleges
Other STEM Majors in Sterling Heights
Prompt Engineering
$46K starting · 1.5 yr ROI
Computational Linguistics
$88K starting · 2 yr ROI
Computer Science
$79K starting · 2.8 yr ROI
Software Engineering
$82K starting · 2.7 yr ROI
Data Science
$76K starting · 3 yr ROI
Cybersecurity
$74K starting · 3 yr ROI
Robotics Engineering
$46K starting · 3 yr ROI
Applied Mathematics
$46K starting · 3.5 yr ROI
Actuarial Science Degree in Sterling Heights — FAQ
Data Sources: Salary data from BLS Occupational Outlook Handbook. Cost of living from BLS Regional Data. College data from NCES/IPEDS. Updated March 2026.
Explore More
Compare Actuarial Science ROI in other cities, or explore other majors in Sterling Heights.