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Actuarial Science Degree in Spokane Valley, WA — Salary & ROI 2026

Actuarial Science degree analysis for Spokane Valley, WA. COL-adjusted salary data, local tuition costs, ROI calculator, and job market outlook.

Starting Salary

$62K

COL-adjusted

Mid-Career

$148K

COL-adjusted

ROI Payback

6 yrs

in Spokane Valley

Cost of Living

123.1

index (100 = avg)

Actuarial Science in Spokane Valley, WA Overview

While Spokane Valley has a smaller college scene with 4 institutions, Actuarial Science students benefit from lower tuition costs. Room and board averages $15,918/year, and the car-friendly layout shapes the student experience. Actuarial Science enrollment is stable nationwide, with steady demand for graduates skilled in Probability and Risk Assessment. The adjusted starting salary in Spokane Valley is approximately $61,550, growing to $147,720 by mid-career.

Category

STEM

Local Colleges

4

Public Tuition

$11,800/yr

Private Tuition

$40,000/yr

Room & Board

$15,918/yr

Avg Fin. Aid

$15,539/yr

Unemployment

3.8%

Graduation Rate

49%

Actuarial Science Salary in Spokane Valley (COL-Adjusted)

Salaries adjusted for Spokane Valley's cost of living index of 123.1 (national average = 100).

Entry Level (0-2 yrs)
$61,550(+$11,550 vs national)
Mid Career (5-9 yrs)
$147,720(+$27,720 vs national)
Senior Level (15+ yrs)
$190,805(+$35,805 vs national)

Note: National average Actuarial Science salary: $50,000 starting, $120,000 mid-career, $155,000 senior level.Spokane Valley adjustment factor: 1.23x based on the local cost of living index.

Actuarial Science ROI Calculator for Spokane Valley

Estimate your return on investment for a Actuarial Science degree using local Spokane Valley tuition and cost of living data.

Public avg: $11,800 | Private avg: $40,000

Spokane Valley avg aid: $15,539/yr

Federal avg: 6.5% | Private: 4-14%

Total Education Cost

$110,872

tuition + room & board - aid

Annual Earnings Premium

$18,465

vs HS diploma in Spokane Valley

ROI Payback Period

6 years

to break even

Lifetime Return in Spokane Valley

$1,181,678

Lifetime earnings premium ($1,292,550) minus total education cost ($110,872)

Student Loan Payoff for Actuarial Science in Spokane Valley

Standard Plan (10 years)

Loan Amount$110,872
Monthly Payment$1,259
Total Interest$40,199
% of Monthly Income25%

Aggressive Plan (5 years)

Loan Amount$110,872
Monthly Payment$2,169
Total Interest$19,288
Interest Savings$20,911

Colleges in Spokane Valley for Actuarial Science

Spokane Valley State University

public

$10,998/yr

$43,992 total

University of Spokane Valley

public

$12,426/yr

$49,704 total

Community Colleges (2-Year Transfer)

Spokane Valley Community College

$5,510/yr

Top Employers for Actuarial Science in Spokane Valley

Spokane Valley offers opportunities in Tech companies, Research labs, Government agencies for Actuarial Science graduates. National top employers in this field include:

AonMercerMillimanDeloitteMetLife

Key Spokane Valley Hiring Sectors for STEM

Tech companies

Research labs

Government agencies

Startups

Consulting firms

Common Actuarial Science Job Titles

ActuaryRisk AnalystInsurance Underwriter

Actuarial Science Degree in Spokane Valley — FAQ

Data Sources: Salary data from BLS Occupational Outlook Handbook. Cost of living from BLS Regional Data. College data from NCES/IPEDS. Updated March 2026.

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